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440 Howard St is the kind of property that makes everyday life feel exceptional. Set on beautifully landscaped grounds, this impressive Lunenburg estate offers the space, privacy, & lifestyle today’s buyers are searching for - w/ room for everything & everyone. From elegant entertaining areas to comfortable everyday living spaces, multiple home office options, quiet retreats, fitness & hobby areas, guest space, & room to work remotely without sacrificing the feel of home, this property is designed for real life at a luxury level. The wraparound covered porch sets the tone for peaceful mornings, relaxed evenings, & timeless New England charm. Inside, the home offers flexibility & scale, allowing each room to serve a purpose while still feeling warm, inviting, & connected. Whether you need space for remote work, multigenerational living, entertaining, creative projects, or simply room to breathe, this home delivers. Step outside & the backyard becomes your own private resort. An inground pool, hot tub, cabana, & soothing waterfall create an unforgettable setting for summer gatherings, quiet weekends, & evenings spent unwinding at home. It is the kind of outdoor living space that turns ordinary days into something special. The separate barn adds even more versatility, featuring a second floor & a lower garage stall with two drive-through garage doors — ideal for vehicles, equipment, storage, workshop space, hobbies, or future creative use. Private, spacious, flexible, & truly memorable, 440 Howard St is more than a home — it is a lifestyle property that must be experienced in person. A rare opportunity to live, work, entertain, & relax in exceptional comfort. Make sure you check out the video. Come & see and you will be in awe!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 12.0 x 18.0 | Second |
| Bedroom 3 | Ceiling Fan(s), Cedar Closet(s), Flooring - Wall to Wall Carpet | 12.0 x 16.0 | Second |
| Bedroom 4 | Ceiling Fan(s), Closet, Flooring - Wall to Wall Carpet | 11.0 x 15.0 | Second |
| Dining Room | Flooring - Hardwood, Open Floorplan, Lighting - Pendant | 12.0 x 17.0 | Main,First |
| Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Upgraded, Kitchen Island, Cabinets - Upgraded, Deck - Exterior, Exterior Access, Open Floorplan, Recessed Lighting | 31.0 x 26.0 | Main,First |
| Living Room | Wood / Coal / Pellet Stove, Ceiling Fan(s), Flooring - Hardwood, French Doors, Open Floorplan, Recessed Lighting | 19.0 x 25.0 | Main,First |
| Master Bedroom | Bathroom - Full, Ceiling Fan(s), Walk-In Closet(s), Flooring - Wall to Wall Carpet, Recessed Lighting, Remodeled | 18.0 x 20.0 | Second |
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $799,200 | $799,200 | $799,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,234 | $1,234 | $1,234 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,538 | $4,921 | $6,744 |
| Total Monthly Payment | $5,864 | $6,247 | $8,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.