1230 BEECH Street, Fernandina Beach, FL, 32034 | $749,000

Completely remodeled historic Amelia Island home overlooking Central Park and located just minutes from the beach, historic downtown, waterfront, local dining, and shopping. This 3-bedroom Fernandina Beach home blends the character buyers want with modern updates, including refinished original hardwood floors, updated plumbing and electrical, new windows and ductwork, plus custom 6'' baseboards, casings, crown molding, and stair rails. Natural light pours into the home while the layout keeps each space feeling comfortable, functional, and connected. The kitchen was designed to stand out, featuring solid wood slim shaker cabinetry with soft-close hinges, quartz countertops, decorator tile backsplash, Amerock hardware, stainless appliances, and bar seating. The upstairs primary suite offers a custom walk-in closet and a spacious bathroom with dual vanities, soaking tub, decorator tile, and a large walk-in shower with dual shower heads. Two downstairs bedrooms offer flexibility for guests, office space, or everyday living. Main floor bathroom includes a walk-in glass shower with timeless finishes and clean lines. Outside, the paver driveway and walkways add curb appeal while the fenced backyard, mature trees, spacious rear deck, and shed create outdoor space that is actually usable for entertaining, storage, hobbies, or simply enjoying the coastal lifestyle. Set on a 4, 356 sq ft lot directly across from Central Park with quick access to downtown Fernandina Beach and Amelia Island beaches, this move-in ready home offers the rare combination of historic charm, modern improvements, and one of the most convenient island locations. Furniture negotiable and optional home warranty available with accepted offer.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50x86
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1930
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,637
  • Acreage: 0.1
  • Lot Size: 50x86
  • Est. Taxes: $4,229
  • Elem. School: Emma Love Hardee
  • Middle School: Fernandina Beach
  • High School: Fernandina Beach
  • Appliances: Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Microwave
  • MLS#: 2144930
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/2144930/1230beechstreet_fernandinabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1230 BEECH Street, Fernandina Beach, FL, 32034

$749,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $599,200 $599,200 $599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $352 $352 $352
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,689 $3,783 $4,976
Total Monthly Payment $4,133 $4,227 $5,420

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.