39 Orchard Street, Otisville, NY, 10963 | $459,990
Welcome to 39 Orchard Street, a beautiful renovated bi-level 4-bedrooms, 2 full bathrooms house located in MINISINK SCHOOL DISTRICT. As a cost-effective measure, split units are placed in each room to provide air conditioning and heat. The lower level offers washer and dryer hookup, family room, full bathroom, bedroom and a full car garage with space for storage. This lovely property is located within a short distance of several parks, playgrounds, great shopping, dining, and entertainment options in neighboring Middletown. Additionally, Legoland, Resorts World Casino, Kartrite Indoor Water Park, Woodbury Common Premium Shopping Outlets, movie theatres are not too far away by automobile. With access to major highways I-84/I-86 and proximity to the Shortline Bus Station and NJ Transit/Metro North, this location is ideal for commuters. The over-sized back deck offers endless possibilities such as morning coffee, barbecues, entertaining, family gathering, etc. The kitchen is modern and well equipped. Neutral paint, wood floors, big open yard, quiet neighborhood and village living are just a few things that set this house a part. House is move-in ready and easy to show by appointment only. Just pack your bags and get ready to move!
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Hi Ranch
- Year Built: 1974
- Heating: Electric, See Remarks
- Cooling: Ductless
- Basement: Finished, Full
- Approx Sq. Feet: 1,244
- Acreage: 0.4
- Est. Taxes: $7,209
- Lot Desc: Back Yard, Cleared, Front Yard, Landscaped, Level
- Elem. School: Minisink Valley Elementary
- Middle School: Minisink Valley Middle School
- High School: Minisink Valley High School
- School District: Minisink Valley
- Appliances: Range, Refrigerator
- MLS#: 977762
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/977762/39orchardstreet_otisville_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
39 Orchard Street, Otisville, NY, 10963
$459,990
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,992 | $367,992 | $367,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $601 | $601 | $601 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,236 | $2,324 | $3,056 |
| Total Monthly Payment | $2,912 | $3,000 | $3,732 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535