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5436 JACOB AVENUE, Polk City, FL, 33868 | $209,000
Welcome to this updated 3-bedroom, 2-bath home located in the growing community of Polk City, Florida! Situated in a NO HOA neighborhood and located in a NO FLOOD ZONE, this move-in ready property offers the freedom and peace of mind today’s buyers are searching for. Recent upgrades include a NEW ROOF, NEW CARPET, and tastefully UPDATED BATHROOMS, making this home both stylish and functional.
Inside, you’ll find a comfortable layout with inviting living spaces, spacious bedrooms, and modern touches throughout. Whether you’re a first-time homebuyer, downsizing, or looking for a Central Florida investment opportunity, this property checks all the boxes.
Conveniently located near Interstate 4, this home offers easy access to both Tampa and Orlando, making commuting or weekend trips a breeze. Polk City is known for its small-town charm while still being close to major attractions, shopping, dining, and entertainment. Outdoor enthusiasts will love being near the General James A. Van Fleet State Trail, one of Florida’s premier paved biking and walking trails, as well as nearby lakes, parks, and nature preserves. Enjoy just a short drive to Lakeland, Disney World, Lakeland International Airport, local shops, dining, medical, and schools.
If you’ve been searching for a home with no HOA restrictions, modern improvements, and a convenient Central Florida location, this is one you won’t want to miss!
Features
- Rooms: 4
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 1985
- Garage: Covered, Driveway
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,404
- Acreage: 0.22
- Est. Taxes: $1,030
- Lot Desc: Cleared, In County, Level
- Pet Policy: Yes
- Appliances: Electric Water Heater, Range, Refrigerator
- MLS#: L4961842
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/L4961842/5436jacobavenue_polkcity_fl?source=qrflyer
Listing courtesy of Compass Florida LLC Phone: 813-365-9935
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5436 JACOB AVENUE, Polk City, FL, 33868
$209,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $167,200 | $167,200 | $167,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $86 | $86 | $86 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $963 | $1,071 | $1,388 |
| Total Monthly Payment | $1,124 | $1,232 | $1,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388