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Welcome home to this beautifully maintained 3-bedroom, 2-bath concrete block and stucco home in the highly desirable Crystal Lakes community on the growing southeast side of Ocala. Built by Stephens Construction, this spacious home offers 1, 682 square feet of living space plus an additional 319 (+/-) square feet of enclosed lanai space — creating the perfect flex space for relaxing, entertaining, or additional living area. Because the lanai is under roof, it is insulated to help keep the space comfortable year-round, and it could easily be upgraded with a mini-split AC system or additional ductwork, making it a room you can enjoy all year long. Step inside and you’ll immediately notice the generous room sizes, natural light, and functional layout. The spacious primary suite features direct lanai access and a large ensuite bath complete with a tiled shower and oversized double-sink vanity. The kitchen is designed for both everyday living and entertaining, featuring abundant counter space, a center island, breakfast nook, a large pantry cabinet with pull-out shelves, and two large skylights that flood the space with natural light. Peace of mind comes with major updates already completed, including a newer roof (2021), HVAC system (2020), and updated water heater. Outside, enjoy mature landscaping, decorative curbing, and the peaceful setting that makes Crystal Lakes so desirable, complete with scenic lakes that create the perfect backdrop for evening walks and enjoying the view. Conveniently located near shopping, dining, and everyday essentials including Publix, Tractor Supply, Walmart, and more, this home offers the perfect combination of comfort, value, and location. This home is ready for you to make it your own — don’t miss this opportunity!
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Our Executive Mortgage Banker:
Our Insurance Division:
$295,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $236,000 | $236,000 | $236,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $115 | $115 | $115 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,453 | $1,511 | $1,976 |
| Total Monthly Payment | $1,643 | $1,701 | $2,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.