86 BAHIA TRACE TRAIL, Ocala, FL, 34472 | $295,000

Welcome home to this beautifully maintained 3-bedroom, 2-bath concrete block and stucco home in the highly desirable Crystal Lakes community on the growing southeast side of Ocala. Built by Stephens Construction, this spacious home offers 1, 682 square feet of living space plus an additional 319 (+/-) square feet of enclosed lanai space — creating the perfect flex space for relaxing, entertaining, or additional living area. Because the lanai is under roof, it is insulated to help keep the space comfortable year-round, and it could easily be upgraded with a mini-split AC system or additional ductwork, making it a room you can enjoy all year long. Step inside and you’ll immediately notice the generous room sizes, natural light, and functional layout. The spacious primary suite features direct lanai access and a large ensuite bath complete with a tiled shower and oversized double-sink vanity. The kitchen is designed for both everyday living and entertaining, featuring abundant counter space, a center island, breakfast nook, a large pantry cabinet with pull-out shelves, and two large skylights that flood the space with natural light. Peace of mind comes with major updates already completed, including a newer roof (2021), HVAC system (2020), and updated water heater. Outside, enjoy mature landscaping, decorative curbing, and the peaceful setting that makes Crystal Lakes so desirable, complete with scenic lakes that create the perfect backdrop for evening walks and enjoying the view. Conveniently located near shopping, dining, and everyday essentials including Publix, Tractor Supply, Walmart, and more, this home offers the perfect combination of comfort, value, and location. This home is ready for you to make it your own — don’t miss this opportunity!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 125
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 1998
  • Garage: 2-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,682
  • Acreage: 0.23
  • Lot Size: 80 x 125
  • Est. Taxes: $1,377
  • Lot Desc: Cleared, Level
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM724651
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/OM724651/86bahiatracetrail_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 10:17:10 PM)
Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY   Phone: 352-648-0096

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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86 BAHIA TRACE TRAIL, Ocala, FL, 34472

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $115 $115 $115
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,453 $1,511 $1,976
Total Monthly Payment $1,643 $1,701 $2,166

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.