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Turn-key townhome in one of Jacksonville's most desirable Southside locations! Nestled within the gated Summerfield community, this well-maintained home offers convenience, comfort & low-maintenance living just minutes from St. Johns Town Center, IKEA, Mayo Clinic Primary Care, NS Mayport, Jacksonville Beaches, Jacksonville International Airport, I-295/9B & Fort Family Park. A standout feature of this home is the rare overflow parking located nearby-ideal for guests & added convenience. Inside, you'll find newer luxury vinyl plank flooring & plush wall-to-wall carpet throughout. The fully equipped kitchen includes all appliances, plus washer & dryer convey w/the home. Upstairs features two spacious bedrooms, each w/private ensuite baths & generous closet space, creating an ideal layout for roommates, guests or everyday comfort. Built by respected builder Pulte Homes, **Seller is offering a $2, 000 credit w/an accepted full-price offer, which may be used however buyer chooses. ** Summerfield offers mature landscaping & resort-style amenities including a community pool, fitness ctr, car wash area, gated entry, lawn maintenance, and professional property management, termite warranty, -- all covered by a low monthly HOA fee. The association is responsible for landscaping, street maintenance, gate maintenance, painting of the building exteriors, roof maintenance, and the amenities - car wash, pool, and fitness center. The association is contracted for six hours of management per week. Parking spot - 8. Mailbox - 95. Roof replaced 2021. Water Heater - 2022. Seller is offering a $2, 000 credit with an accepted full-price offer, which may be used toward decorating allowance, closing costs, or buyer's choice.
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Our Executive Mortgage Banker:
Our Insurance Division:
$229,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $182 | $182 | $182 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,128 | $1,188 | $1,534 |
| Total Monthly Payment | $1,385 | $1,445 | $1,791 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.