3393 CELENA CIRCLE, St. Cloud, FL, 34769 | $285,800

Magnolia Glen, located in the heart of Saint Cloud near major highways and hospitals. This beautifully maintained two-story townhome offers a perfect blend of comfort, convenience, and low-maintenance living, situated directly across from the community pool. The primary bedroom is thoughtfully positioned for privacy, featuring its own full bathroom and ample closet space on first floor. The two additional bedrooms are versatile and can comfortably serve as guest rooms, family bedrooms, or a home office—depending on your needs on the second floor. New HVAC system installed in 2025. The community itself is a big plus. Just steps from the unit, residents can enjoy a community pool bringing you and your guest relaxation and an active lifestyle. Whether you’re looking for a primary residence or a vacation property, this townhome checks all the boxes. The location provides excellent proximity to the major highways, easy access to Lake Nona, St. Cloud Civic Center, local baseball fields, Orlando Health Hospital, and the dining and shopping. Furthermore, the monthly HOA offers exceptional value by covering lawn maintenance, exterior pest control, exterior painting, and maintenance of the community pool. This is an ideal opportunity to own a townhome in a highly desirable community. Please let me know if you would like to schedule a viewing or if you require any additional information.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2004
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,578
  • Acreage: 0.04
  • Est. Taxes: $4,422
  • HOA Fee: $160 Monthly
  • View: Pool
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: V4949053
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/V4949053/3393celenacircle_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 2:35:34 AM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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3393 CELENA CIRCLE, St. Cloud, FL, 34769

$285,800

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,640 $228,640 $228,640
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $369 $369 $369
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,408 $1,483 $1,914
Total Monthly Payment $1,851 $1,926 $2,357

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.