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Located in the heart of South Mount Pleasant off Coleman Boulevard, 2 Joyce Avenue is within close proximity to many neighborhood favorites such as Shem Creek, Starbucks, shopping, and many amazing restaurants. Completed by Oakmont Group, this brand-new home features five bedrooms, an office and four-and-a-half bathrooms. Notable interior finishes include beautiful cabinetry throughout, designer lighting, a living room gas fireplace, oak flooring with custom stain, and Marvin windows and doors. As you step inside, you'll be greeted by an abundance of natural light that leads you into the open living space. The spacious kitchen has excellent cabinet storage, stainless steel appliances, a pantry and an expansive island with bar stool seating. The dining room is located off the kitchen and boasts built-in bench seating with storage. A screened-in back porch flows off the massive living room, making for an ideal layout to entertain. The primary bedroom is on the first level with a spacious walk-in closet and a stunning en suite bathroom. An expansive mudroom with laundry and built-in custom cabinetry is located off the one-car garage. The powder room completes the first floor. Upstairs, two guest bedrooms share a Jack-and-Jill bathroom, while two more additional bedrooms feature private en suite bathrooms. A second laundry room is located on the second floor near the guest bedrooms. Also on the second floor is an open loft space that makes for a perfect flex room. Located in an X flood zone, and zoned for Mt. Pleasant Academy, 2 Joyce Avenue is just five minutes from Sullivan's Island beach and ten minutes to downtown Charleston.
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Our Executive Mortgage Banker:
$2,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,000,000 | $2,000,000 | $2,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.375% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.399% | 6.499% | 6.309% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $12,152 | $12,477 | $17,013 |
| Total Monthly Payment | $12,277 | $12,602 | $17,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.