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Tucked inside the Gated 55+ Community of The Elms of Charleston, this beautifully maintained 2-Bed/2-Bath home offers the perfect blend of comfort, convenience, and low-maintenance living. With approximately 1, 454 square feet, the open and airy floor plan is designed for both everyday living and effortless entertaining. The spacious living and dining areas flow seamlessly into the eat-in kitchen, featuring ample countertop space, stainless steel appliances, abundant cabinet storage, and plenty of room to gather. A separate laundry room provides additional storage space and functionality. One of the standout features of the home is the versatile sunroom overlooking the backyard and peaceful common spaces - the perfect place to enjoy morning coffee, unwind with a book, or entertain guestswhile staying protected from the elements. The adjoining door can be opened to create a breezy, screened porch feel, blending indoor and outdoor living. Step outside to the rear patio, ideal for outdoor dining, relaxing evenings, or enjoying the beautifully maintained surroundings. The front guest bedroom offers private access to the hall bath through its own separate doorway, creating added comfort and convenience for visitors. Residents of The Elms of Charleston enjoy an active lifestyle with access to a clubhouse, swimming pool, tennis courts, walking paths, and a variety of social activities, all within a secure gated community conveniently located near shopping, dining, medical facilities, and everything the Charleston area has to offer. Landscaping and pressure washing is maintained by the HOA
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Our Executive Mortgage Banker:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,428 | $1,465 | $1,927 |
| Total Monthly Payment | $1,503 | $1,540 | $2,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.