14 FERNGATE LANE, Palm Coast, FL, 32137 | $460,000

Brand new CBS construction 3 Bed 3 Bath 3 car garage w/fenced yard by Maven Homes featuring the beautiful Orchid floor plan, designed with modern style, quality craftsmanship, and thoughtful upgrades throughout. This home offers impressive curb appeal with a sleek modern design, including a flat roofline extending over the entrance and front bedroom, a spacious 14-foot front porch ceiling, and a decorative front door that creates a striking first impression.

Step inside through the double front doors and enjoy a bright, open layout with luxury vinyl plank flooring throughout, a 10-foot ceiling in the great room, and 9-foot-4-inch ceilings in all bedrooms, giving the home a spacious and airy feel. The great room, dining area, and kitchen flow beautifully together, creating the perfect space for entertaining and everyday living. Large windows, a dining room window, and an impressive 8-foot-tall, 12-foot-wide three-panel sliding glass door bring in abundant natural light and connect the indoor living space to the covered patio/lanai.

The kitchen is beautifully finished with quartz countertops, 42-inch shaker cabinets, soft-close cabinet doors and drawers, a fully tiled backsplash, stainless steel appliance package, recessed lighting, garbage disposal, and a full-depth double-bowl under mount stainless steel sink. One of the most unique features is the hidden pantry disguised as a cabinet door, offering both style and function while keeping the kitchen clean and elegant.

The primary suite offers a comfortable retreat with a walk-in closet and a beautifully designed master bathroom featuring a curbless shower, double-sink quartz comfort-height vanity, tiled shower walls and floor, and comfort-height toilet. Additional bathrooms include tiled tub surrounds, tiled floors, mirrors, and comfort-height toilets, giving the entire home a polished and upgraded feel.

Built with quality and efficiency in mind, this home includes reinforced concrete block construction, energy-efficient low-E vinyl tilt windows, architectural shingles, roof trusses engineered for 145 mph wind load, R-38 blown insulation over air-conditioned areas, R-13 batt insulation in garage walls, rigid foam insulation on exterior walls, an energy-efficient water heater, programmable HVAC thermostat, carbon monoxide sensors, smoke detectors, GFI-protected wet-area outlets, and a finished garage with drywall, paint, overhead lighting, garage door opener, and two remotes.

Additional features include professional landscaping, two exterior hose bibs, two weather-protected exterior electrical outlets, pre-wiring and bracing for ceiling fans in all bedrooms, decorative lighting package, 5. 25-inch baseboards, decorative door levers, a renewable one-year termite bond, and a 2-10 warranty for added peace of mind. Conveniently located in Palm Coast close to shopping, dining, parks, walking and biking trails, and just a short drive to the beach. This brand-new Maven home is move-in ready and easy to fall in love with!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2026
  • Garage: 3-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,810
  • Acreage: 0.23
  • Est. Taxes: $1,063
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Wine Refrigerator
  • MLS#: FC318500
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/FC318500/14ferngatelane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/23/2026 9:47:07 PM)
Listing courtesy of VIRTUAL HOMES REALTY   Phone: 386-569-5383

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14 FERNGATE LANE, Palm Coast, FL, 32137

$460,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $368,000 $368,000 $368,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $89 $89 $89
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,266 $2,324 $3,056
Total Monthly Payment $2,430 $2,488 $3,220

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.