111 CARMEL BAY DRIVE, Sanford, FL, 32771 | $475,000

One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ Welcome to the Monterey Oaks community of Sanford, where this spacious and thoughtfully updated two-story POOL HOME delivers the space, flexibility, and Florida living you have been searching for! Major updates have already been done for you, including BRAND NEW WOOD LAMINATE FLOORING (2026) in the secondary bedrooms and FRESH INTERIOR PAINT (2026) throughout, updated appliances, a staircase refresh (2020), a new pool pump, new pool screen and extended pool deck (2021), NEWER WATER HEATER, and a ROOF that is only 8 years old. MOVE-IN READY with stylish finishes throughout, this home offers versatile living spaces and room to grow in one of Sanford’s most convenient locations. Inside you will be delighted to find an open and inviting floor plan featuring UPGRADED WOOD LAMINATE FLOORING throughout the downstairs living areas and primary suite installed (2018), remaining bedrooms (2026), abundant natural light, and thoughtful custom touches like the BUILT-IN COFFEE BAR/STORAGE STATION and formal dining room ACCENT WALL. The flexible MAIN FLOOR OFFICE/5TH BEDROOM is oversized and complete with built-ins and a French door added in (2020), making it ideal for working from home, a guest suite, playroom, or bonus living space. The beautifully updated kitchen is designed for both everyday living and entertaining, showcasing a fresh neutral color palette, granite countertops, subway tile backsplash, FARMHOUSE SINK, prep ISLAND, STAINLESS STEEL APPLIANCES, DUAL PANTRIES for exceptional storage, and a window over the sink. The kitchen flows seamlessly into the casual breakfast nook and spacious living room, while an arched doorway leads into the formal dining room for effortless entertaining. Upstairs, the generous PRIMARY SUITE offers DUAL WALK-IN CLOSETS and a well-appointed private en-suite bath, while three additional bedrooms share a second full bath and provide flexibility for family, guests, hobbies, or growing households. A convenient downstairs half bath and laundry room add to the home’s functional layout. Outside, your private backyard retreat awaits with a SCREENED POOL, extended pool deck, native landscaping, and plenty of space to relax or entertain. The current owners especially love the private pool, long driveway with ample parking, flexible floor plan, built-in coffee bar, and the unbeatable location with quick access to 417 and I-4. You will enjoy being just minutes from shopping, dining, Lake Monroe, the Sanford River Walk, and the Central Florida Zoo & Botanical Gardens, while still being within easy driving distance to area beaches, Orlando attractions, and theme parks. Call today to schedule your tour and let us say WELCOME HOME!

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2001
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,170
  • Acreage: 0.2
  • Est. Taxes: $4,455
  • HOA Fee: $400 Annually
  • Lot Desc: Landscaped, Sidewalk
  • Elem. School: Idyllwilde Elementary
  • Middle School: Sanford Middle
  • High School: Seminole High
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6406792
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/O6406792/111carmelbaydrive_sanford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 11:02:50 PM)
Listing courtesy of WEMERT GROUP REALTY LLC   Phone: 407-743-8356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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111 CARMEL BAY DRIVE, Sanford, FL, 32771

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $371 $371 $371
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,340 $2,399 $3,156
Total Monthly Payment $2,786 $2,845 $3,602

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.