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Pre-Construction. To Be Built. Discover refined coastal living in the Wilmington, thoughtfully crafted to blend comfort, style, and the laid-back charm of Vero Lake Estates. This inviting community places everyday conveniences, outdoor recreation, beach access, and local golf courses all within 10 miles, with the added advantage of no HOA or CDD fees. A welcoming covered front porch and beautifully landscaped exterior create an impressive first impression, while hurricane shutters and a spacious 2 car garage with dedicated workshop space add both practicality and peace of mind. Inside, graphite 20x20 ceramic tile flooring flows through the main living areas, complemented by soft stone-colored carpet in the bedrooms, flush mount LED lighting, Deako light switches, cordless blinds, and brushed nickel fixtures throughout. Just off the foyer, a private den with elegant French glass doors creates the perfect flex space for a home office, study, media room, or creative retreat. The open-concept layout then unfolds into a bright and expansive great room designed for effortless everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen features Moon White granite countertops, pearl-colored Shaker cabinets, stainless steel appliances, and an oversized island that seamlessly connects to the dining and living spaces. Step outside to the generous 10x26 patio slab, creating the ideal setting for outdoor dining, weekend gatherings, or simply enjoying Florida's year-round sunshine. The split-bedroom design creates a peaceful sense of privacy, with the primary suite serving as a relaxing retreat complete with a tray ceiling accented by crown molding, a spacious walk-in closet, and a luxurious ensuite bath. The spa-inspired primary bathroom showcases dual vanities, a glass-enclosed walk-in shower with graphite 13x13 ceramic tile surround, and elegant finishes that create a polished, relaxing atmosphere. The guest bath includes a convenient tub/shower combination ideal for visitors and everyday use. Additional highlights include a dedicated laundry room with appliance hook-ups, architectural details throughout, and smartly selected finishes that combine beauty with functionality. The Wilmington captures the essence of relaxed coastal living with modern comfort, flexible living spaces, and timeless design in one of Vero Lake Estates' most desirable settings.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $38 | $38 | $38 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,726 | $1,796 | $2,372 |
| Total Monthly Payment | $1,839 | $1,909 | $2,485 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.