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Sitting along the banks of the Neversink River, this waterfront colonial offers direct, private access to the water, great for fishing, kayaking, or just unwinding in a peaceful natural setting. The main house features 7 bedrooms and 2 bathrooms across 2, 254 sq ft, with a kitchen, dining room, living room, 3 bedrooms, and a full bath plus half bath on the first floor, and 4 additional bedrooms and a full bath upstairs. The full unfinished basement has plenty of extra space, and there is attic storage as well. Heating is provided by an oil furnace with an above-ground tank, and a split-unit in the living room provides central air to keep things comfortable year-round. Also on the property is a detached 1-story cottage with 2 bedrooms, a full bath, kitchen, and living area at roughly 600 sq ft, which could work well for guests, in-laws, or rental income with some updating. A 2-car detached garage provides ample room for vehicles, boats, or additional storage, and the cottage has its own separate oil furnace. Located in the Catskills region, the property is close to hiking, outdoor recreation, and local amenities, with convenient access to major routes, making it a solid option for multi-generational living, a vacation retreat, or a spacious primary residence.
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Our Executive Mortgage Banker:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $641 | $641 | $641 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,096 | $2,757 |
| Total Monthly Payment | $2,760 | $2,812 | $3,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.