121 46TH AVENUE, #2G, St Pete Beach, FL, 33706 | $335,000

Experience the very best of Florida coastal living in this fully remodeled 2nd-floor condo, ideally located just moments from the world-renowned shores of St. Pete Beach—consistently ranked among the most beautiful and desirable beaches in the country. From your front door, simply head down the stairs and enjoy a short, effortless stroll before your toes are in the warm, powdery sand and the calm Gulf waters stretch out before you. This is everyday beach living at its finest—morning walks along the shoreline, sun-soaked afternoons, and breathtaking sunsets that never get old. Inside, the condo has been fully remodeled within the past five years, offering a fresh, modern coastal feel that is both stylish and comfortable. Major updates include a 2022 HVAC mini-split system for energy-efficient cooling and a 2023 hot water heater, providing added value and peace of mind. The space is light, inviting, and perfectly suited for full-time living, a relaxing vacation getaway, or a turnkey beach retreat. Lido Gardens is an intimate 20-unit boutique community known for its quiet charm, well-maintained grounds, and sparkling pool. One of the standout features is the private rear gate, offering owners convenient access to Dolphin Village—just steps away for everyday ease. Enjoy walkable access to shopping, dining, a grocery store, and even boat charters, making it simple to embrace the laid-back beach lifestyle without ever needing to drive. Owners also enjoy dedicated storage lockers conveniently located downstairs near the laundry room—perfect for keeping beach wagons, chairs, and all your coastal essentials ready to go. Flexible rental options add to the appeal, allowing 1-month minimum rentals up to 6 times per year—ideal for those looking to offset ownership costs or maximize seasonal demand. Even more impressive, the low HOA fee of just $500/month covers nearly everything—including water, sewer, trash, building and flood insurance, cable, and internet—leaving only electric as the owner’s responsibility. Whether you’re searching for a primary residence, a seasonal escape, this condo delivers the perfect combination of updates, location, and lifestyle in one of Florida’s most sought-after beach communities.

Features

  • Heating: Wall Units / Window Unit
  • Cooling: Mini-Split Unit(s)
  • Levels: 1
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Common Area
  • Complex: LIDO GARDENS CONDO
  • Year Built: 1959
  • Approx Sq. Feet: 835
  • Acreage: 0.57
  • Est. Taxes: $3,621
  • Condo Fee: $500 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, In County, Near Public Transit, Sidewalk
  • Elem. School: Azalea Elementary-PN
  • Middle School: Bay Point Middle-PN
  • High School: Boca Ciega High-PN
  • Pet Policy: No
  • Appliances: Convection Oven, Microwave, Refrigerator
  • MLS#: TB8503733
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8503733/12146thavenue_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2026 12:50:07 AM)
Listing courtesy of HOFACKER & ASSOCIATES INC   Phone: 727-527-7373

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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121 46TH AVENUE, #2G, St Pete Beach, FL, 33706

$335,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $268,000 $268,000 $268,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $302 $302 $302
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,605 $1,672 $2,188
Total Monthly Payment $1,982 $2,049 $2,565

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.