38 Emperor Lane, Montgomery, NY, 12549 | $479,900

Set at the end of a cul-de-sac on a level one-acre lot, this 3-bedroom, 2-bath ranch offers 1, 744 square feet of living space with a layout designed for easy everyday living. Hardwood floors run throughout the main living areas, while multiple updated windows bring in consistent natural light. Buyers searching for a ranch with a sunroom, full unfinished basement, and large outdoor space in Orange County will appreciate the combination of functionality and setting this property provides. Recent exterior improvements include replaced siding, updated doors, and many newer windows within the last 10 years, contributing to the home’s overall efficiency and long-term value. The roof was replaced in 2024. One of the standout features of the home is the oversized sunroom positioned just off the main living area. Surrounded by large windows and offering direct views of the backyard, it creates a bright transitional space suitable for a sitting area, workspace, recreation room, or seasonal lounge. The kitchen, laundry, and bathrooms feature high quality KraftMaid cabinetry with soft-close functionality. Exterior features include a Trex deck in the rear and a composite deck on a sprawling front porch. A full unfinished basement adds substantial storage and additional customization. The detached 2-car garage and large shed provide additional flexibility for storage, equipment, or workspace needs. Outdoor living is equally appealing with both front and back decks overlooking the cleared and level property. Located in the Valley Central School District, the property offers convenient access to shopping, parks, restaurants, and commuter lines. For buyers searching in Montgomery for a ranch with one-level living, updated features, large sunroom, unfinished basement, and outdoor entertaining space under $500K, this property offers a strong combination of layout, land, and location.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Exp Ranch, Hi Ranch, Raised Ranch, Ranch, Split Ranch
  • Year Built: 1977
  • Garage: 3-car
  • Heating: Baseboard, Oil
  • Cooling: Central Air
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 1,744
  • Acreage: 1
  • Est. Taxes: $8,366
  • Lot Desc: Cleared, Cul-De-Sac, Front Yard, Level, Paved
  • Elem. School: Montgomery Elementary School
  • Middle School: Valley Central Middle School
  • High School: Valley Central High School
  • School District: Valley Central (Montgomery)
  • Appliances: Dishwasher, Electric Range, Refrigerator
  • MLS#: 998454
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/998454/38emperorlane_montgomery_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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38 Emperor Lane, Montgomery, NY, 12549

$479,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,920 $383,920 $383,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $697 $697 $697
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,364 $2,424 $3,188
Total Monthly Payment $3,136 $3,196 $3,960

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.