204 E 4th South Street, Summerville, SC, 29483 | $775,000

Built in 1890 for Susan Police, the historic Police-Anderson-Ivey Home originally stood adjacent to Rollins Elementary School at 807 South Main Street. Though Victorian in style, the home's layout reflects the practical design of early Lowcountry houses built before the days of air conditioning. A wide central hall, accessed through beautiful double front doors with original glass, is flanked by two rooms on each side to encourage natural airflow throughout the home. Pocket doors can be closed to separate the living and dining rooms or opened to create an expansive space for entertaining. Set on nearly half an acre, the home offers five bedrooms, four bathrooms, soaring 12-foot ceilings, and five fireplaces throughout. A welcoming full front porch spans the façade, while the screened-in back porch provides a peaceful place to overlook the property. The detached two-car garage adds both convenience and functionality to this remarkable historic residence. Currently configured as two separate living spaces, the downstairs portion of the home features two bedrooms and two bathrooms. Upstairs, a separate apartment with its own private entrance and driveway includes three bedrooms, two bathrooms, an office, kitchen, and living area, with one bathroom serving as an ensuite to the primary bedroom. This flexible layout presents an excellent opportunity for an income producing property or could easily be converted back into a single-family residence. The home retains many of its original features, including hardwood floors, baseboards, doors, and the tongue and groove walls and ceilings in the central hall. Corner fireplaces in the downstairs rooms once provided warmth during the winter months, while the pocket doors also helped retain heat when closed. The Anderson family purchased the home in 1936 and lovingly cared for it into the 1980s. In 1990, the Ivey family purchased the property under the condition that the house would be relocated, which is why it now stands on East 4th South Street today. Their dedication to preserving and restoring the home earned them an award from the Summerville Preservation Society in 1993 for their contribution to the Historic District of Summerville. Having been owned by only three families since its construction, the Police-Anderson-Ivey Home now awaits its fourth steward to bring this extraordinary property into its next chapter. More than just a home, it is an opportunity to own and preserve a meaningful piece of Summerville's history.

Features

  • Amenities: Dog Park, Golf Membership Available, RV Parking, RV/Boat Storage, Tennis Court(s), Trash, Walk/Jog Trails
  • Bedrooms: 5
  • Baths: 4 full
  • Style: Traditional, Victorian
  • Development: 63 - Summerville/Ridgeville
  • Year Built: 1890
  • Garage: 2-car Detached
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 3,192
  • Acreage: 0.48
  • Lot Desc: 0 - .5 Acre, Level
  • Elem. School: Spann
  • Middle School: Alston
  • High School: Summerville
  • MLS#: 26013711
  • Days on Market: 18 days
  • Website: https://www.raveis.com
    /prop/26013711/204e4thsouthstreet_summerville_sc?source=qrflyer
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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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204 E 4th South Street, Summerville, SC, 29483

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,713 $3,868 $5,107
Total Monthly Payment $3,805 $3,960 $5,199

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.