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Discover the perfect blend of city convenience and comfortable living at 201 North Main Street, a distinctive brick townhome ideally located at the crossroads of Downtown Providence and College Hill. Spanning three levels, this residence offers generous living space and rare amenities in an exceptional urban setting. Overlooking the Rhode Island State House and directly across from Roger Williams National Memorial Park, the home offers striking skyline views and unmatched accessibility. The open living and dining area features a gas fireplace, creating a warm and inviting atmosphere, while central air conditioning ensures year-round comfort. The updated kitchen is thoughtfully designed with handsome cabinetry, sleek countertops, and premium stainless steel appliances including a dual fuel range. The second floor features a spacious primary suite with double closets, a spa-like bath, and convenient laundry, along with a versatile loft area ideal for a home office or den. Two third-floor bedrooms with vaulted ceilings share a full bath and offer bright, airy living spaces. Additional highlights include a private patio and garden, a full basement with excellent storage or expansion potential, and four deeded parking spaces, including two garage spaces on Bowen Street, an uncommon feature in this location. Enjoy easy access to Providence's premier dining, shopping, cultural destinations, Brown University, RISD, Amtrak, commuter rail, and I-95 in this rare College Hill offering.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,060,000 | $1,060,000 | $1,060,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $778 | $778 | $778 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,936 | $6,441 | $8,873 |
| Total Monthly Payment | $6,839 | $7,344 | $9,776 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.