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Located on scenic McMullen Creek with direct access into Terra Ceia Bay, this fully remodeled waterfront home offers the perfect blend of modern updates and Florida charm. This move-in ready 2-bedroom, 1-bath property features high-quality vinyl flooring throughout and a bright, open living space designed for comfort and functionality. The beautifully updated kitchen showcases high-end quartz countertops with a matching backsplash, new stainless steel appliances, new cabinetry, and a farmhouse sink. The bathroom has been completely renovated with stunning tile work, a new vanity, upgraded lighting, and a modern mirror. Brand new windows and doors enhance both efficiency and style, while mini-split systems throughout provide customizable comfort. Step outside to enjoy the large fenced backyard with peaceful creek frontage — perfect for relaxing, entertaining, kayaking, or enjoying waterfront living with access into Terra Ceia Bay. No HOA. No CDD. Conveniently located near area parks, marinas, waterfront dining, and easy access to both Bradenton and St. Pete.
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Our Executive Mortgage Banker:
Our Insurance Division:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $39 | $39 | $39 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,158 | $1,219 | $1,574 |
| Total Monthly Payment | $1,272 | $1,333 | $1,688 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.