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Mid-century character, a private backyard, and a floor plan that actually works 150 Ridge checks boxes that are hard to find together in this market. The prime Oak Hill location puts you steps from Blackstone Blvd one of Providence's great urban walks with weekly farmers market, summer concerts, and miles of tree-lined paths. Nearby restaurants and cafes an easy walk from the front door. Inside, the main living and dining space features gleaming hardwood floors with cherry inlay detail and a functioning wood-burning fireplace. A south-facing enclosed porch with parquet floors and wraparound windows brings the garden inside year-round. The updated kitchen includes stainless appliances and a new fridge. Upstairs, a large primary bedroom and second bedroom both feature new engineered hardwood floors with ample closet space. The lower level adds a versatile 12x20 den ideal as a family room, office, guest room, or flex space. Out back, a mature garden with patio and lawn offers the kind of private retreat Oak Hill lots don't often deliver. Newer roof, central air, two-car garage, and dry basement storage round out the package.
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$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $628 | $628 | $628 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,202 | $3,373 | $4,353 |
| Total Monthly Payment | $3,922 | $4,093 | $5,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.