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Charming one-level ranch with no HOA in an excellent location! Situated on a large lot, this rare find offers 3 bedrooms and 2 bathrooms with beautiful Laminate flooring throughout — absolutely no carpet. The amazing kitchen features granite countertops, a stylish backsplash, stainless steel appliances, a center island, and a picture window over the sink. The open floor plan includes a spacious dining area and a huge family room, perfect for entertaining and everyday living. Enjoy outdoor living with both a large screened-in porch and an additional deck overlooking the backyard. A storage building with a lean-to carport provides extra functionality and storage space. This home is a rare opportunity to own a one-level home on a crawl space in this price range. Property is being sold as-is. HUD Case #461-817828 Insured Status: Insured Built in 1988 | 1, 574 Sq Ft This property is an Equal Housing Opportunity.
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Our Executive Mortgage Banker:
$246,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $196,800 | $196,800 | $196,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $375 | $375 | $375 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,212 | $1,276 | $1,647 |
| Total Monthly Payment | $1,662 | $1,726 | $2,097 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.