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Finally. . . a mid-century modern 2-story, split-level home on a 50 by 125 ft lot in coveted Spuyten Duyvil-where free-standing homes rarely hit the market and privacy is a defining luxury. This 3-bedroom, 2. 5 bath residence offers strong indoor-outdoor flow, a functional layout, and a distinctly suburban feel-just moments from Manhattan. The main floor features a spacious living room with a split-level den area and brick wood-burning fireplace. The layout also includes a powder room and washer/dryer on the primary level. Sliding glass doors from both the dining room and den provide two of the home's three direct access points to the deck and landscaped yard, creating an easy indoor-outdoor connection for everyday living and entertaining. The renovated kitchen offers a semi-open design with generous counter space, modern finishes, and in-kitchen dining-well-positioned for both casual use and hosting. Upstairs, the primary bedroom includes an en-suite bath and direct access to one of the home's multiple terraces, complemented by a large second bedroom and a flexible third (ideal as office, guest, or child's room). All bedrooms feature multiple exposures for strong natural light and cross ventilation. The finished lower level provides added flexibility for office, gym, media, or play space. Efficiency upgrades include solar panels supporting central HVAC, a Nest Thermostat and Navien tankless hot water system. Outdoor space is a standout, with multiple terraces and seating areas framed by mature, thoughtfully maintained landscaping-creating a private, usable retreat rarely found in the area. A private driveway and full garage offer a meaningful advantage in a neighborhood where parking is limited. Riverdale is a true NYC outlier-a hybrid of suburban calm and city access. Tree-lined streets and larger homes coexist with proximity to Manhattan, top-tier schools, and exceptional outdoor space including trails, parks, and waterside greenways. A touch of country living within one of the city's most vibrant urban settings. Spuyten Duyvil exemplifies this balance, with immediate access to the Metro-North Railroad for a direct Manhattan commute, while maintaining a quieter, residential character. A rare opportunity to own a free-standing home with meaningful outdoor space, parking, and energy-efficient upgrades in one of Riverdale's most desirable communities. Many of the Photos have been VIRTUALLY STAGED.
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Our Executive Mortgage Banker:
$1,450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,160,000 | $1,160,000 | $1,160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $796 | $796 | $796 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,496 | $7,048 | $9,711 |
| Total Monthly Payment | $7,417 | $7,969 | $10,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.