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**Best and final requested by Wednesday, May 20 at 8pm. ** Nestled on a quiet cul-de-sac in desirable South Cheshire, 39 Fernwood Lane offers exceptional privacy and seclusion on over 2 acres of picturesque property. Surrounded by mature trees and a natural landscape, the expansive yard creates a peaceful retreat with endless possibilities for outdoor living, entertaining, gardening, recreation, or simply enjoying the beauty and tranquility of your own private setting. This charming ranch-style home features 3 bedrooms, 2 full baths, and approximately 1, 610 sq ft of comfortable living space with hardwood floors, a spacious living room with a fireplace, and an inviting eat-in kitchen. The unfinished basement offers additional flexibility for a gym, or recreational room or storage. A detached 2-car garage, deck, and expansive outdoor setting complete the package. Enjoy the tranquility of a secluded setting while still being conveniently close to local schools, shopping, dining, and commuter routes. Whether you're looking for a serene escape, room to expand, or the perfect property to enjoy nature and privacy this unique property delivers endless possibilities in one of Cheshires most sought after locations. Recent upgrades include new deck and porch railings (2026), a fireplace chimney rebuff (2025), and energy efficient windows and doors.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 16.8 x 11.4 | Main |
| Bedroom 2 | Hardwood Floor | 10.9 x 11.4 | Main |
| Dining Room | Hardwood Floor | 19.9 x 13.6 | Main |
| Kitchen | Balcony/Deck,Ceiling Fan,Eating Space,Sliders,Hardwood Floor | 10.9 x 15.4 | Main |
| Living Room | Ceiling Fan,Fireplace,Sunken,Hardwood Floor | 17.9 x 16.8 | Main |
| Other | Hardwood Floor | 8.0 x 8.5 | Main |
| Primary Bedroom | Ceiling Fan,Full Bath,Stall Shower,Laminate Floor | 11.8 x 16.9 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.858.7106
Liz.Eckman@raveis.com
NMLS Mortgage Loan Originator ID 1195194
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $521 | $521 | $521 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,060 | $2,146 | $2,834 |
| Total Monthly Payment | $2,656 | $2,742 | $3,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.