39 Fernwood Lane, Cheshire, CT, 06410 | $430,000

**Best and final requested by Wednesday, May 20 at 8pm. ** Nestled on a quiet cul-de-sac in desirable South Cheshire, 39 Fernwood Lane offers exceptional privacy and seclusion on over 2 acres of picturesque property. Surrounded by mature trees and a natural landscape, the expansive yard creates a peaceful retreat with endless possibilities for outdoor living, entertaining, gardening, recreation, or simply enjoying the beauty and tranquility of your own private setting. This charming ranch-style home features 3 bedrooms, 2 full baths, and approximately 1, 610 sq ft of comfortable living space with hardwood floors, a spacious living room with a fireplace, and an inviting eat-in kitchen. The unfinished basement offers additional flexibility for a gym, or recreational room or storage. A detached 2-car garage, deck, and expansive outdoor setting complete the package. Enjoy the tranquility of a secluded setting while still being conveniently close to local schools, shopping, dining, and commuter routes. Whether you're looking for a serene escape, room to expand, or the perfect property to enjoy nature and privacy this unique property delivers endless possibilities in one of Cheshires most sought after locations. Recent upgrades include new deck and porch railings (2026), a fireplace chimney rebuff (2025), and energy efficient windows and doors.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Ranch
  • Year Built: 1940
  • Garage: 2-car Detached Garage
  • Heating: Hot Air
  • Cooling: Ceiling Fans
  • Basement: Partial,Unfinished,Storage,Interior Access,Walk-out,Concrete Floor
  • Above Grade Approx. Sq. Feet: 1,610
  • Acreage: 2.04
  • Est. Taxes: $6,247
  • Lot Desc: Secluded,Lightly Wooded,On Cul-De-Sac
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Oven/Range,Refrigerator,Dishwasher
  • MLS#: 24163245
  • Website: https://www.raveis.com
    /prop/24163245/39fernwoodlane_cheshire_ct?source=qrflyer
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Listing courtesy of Carl Guild & Associates   Phone: (860) 474-3500

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Hardwood Floor16.8 x 11.4Main
Bedroom 2 Hardwood Floor10.9 x 11.4Main
Dining Room Hardwood Floor19.9 x 13.6Main
Kitchen Balcony/Deck,Ceiling Fan,Eating Space,Sliders,Hardwood Floor10.9 x 15.4Main
Living Room Ceiling Fan,Fireplace,Sunken,Hardwood Floor17.9 x 16.8Main
Other Hardwood Floor8.0 x 8.5Main
Primary Bedroom Ceiling Fan,Full Bath,Stall Shower,Laminate Floor11.8 x 16.9Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Liz EckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1195194

203.858.7106

Liz.Eckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

39 Fernwood Lane, Cheshire, CT, 06410

$430,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Liz Eckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.858.7106

Liz.Eckman@raveis.com

NMLS Mortgage Loan Originator ID 1195194

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $521 $521 $521
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,060 $2,146 $2,834
Total Monthly Payment $2,656 $2,742 $3,430

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.