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Welcome to 63 West 128th Street, a four-story legal two-family brownstone featuring five bedrooms, three full bathrooms, and a private backyard spanning approximately 613 square feet—offered at an exceptional value in the heart of Harlem. Thoughtfully configured, the home includes an owner’s triplex with four bedrooms and two bathrooms, alongside a separate garden-level one-bedroom apartment with its own private entrance, offering an excellent income-producing rental opportunity or ideal guest suite. The owner’s triplex spans the parlor, second, and third floors. Upon entry, you’re welcomed into an inviting living room with soaring ceilings, rich hardwood floors, and a graceful staircase that anchors the space. Southern exposure fills the interiors with natural light throughout the day, creating a bright and uplifting atmosphere. The living room is ideal for both everyday living and entertaining, flowing seamlessly into a well-appointed kitchen featuring LG and Kenmore stainless steel appliances and generous cabinet storage. The kitchen also provides direct access to the private backyard—perfect for relaxing, entertaining, or creating your own landscaped oasis. Upstairs, the bedrooms are bright and airy, each offering good size closets and enjoying beautiful light from morning through evening. The full bathrooms combine comfort and functionality, with one featuring a deep soaking tub and the other a standing shower. A conveniently located laundry closet with a new full-size LG washer and dryer further enhances daily living. The garden level features a separate one-bedroom, one-bathroom apartment with its own entrance—ideal for generating rental income, accommodating extended family, or hosting guests. This unit includes a spacious living area, a full bathroom, a full kitchen, and a queen-sized bedroom. A full basement provides additional storage and potential for future customization, completing this versatile and well-proportioned home. Total Breakdown: Basement: 655 sq. ft 1st Floor: 568 sq. ft 2nd Floor: 568 sq. ft 3rd Floor: 561 sq. ft 4th Floor: 562 sq. ft Total Exterior/outdoor: 665 sq. ft Conveniently located close to all transportation and everything the neighborhood has to offer, including restaurants, groceries, and entertainment, and is within a short distance of both Columbia University and City College. Harlem’s famous Restaurant Row, including Red Rooster, Barawine, Settepani, Sottocasa, Maison Harlem, Melba’s, Sylvia’s, and so much more, is also close by. Whole Foods and Trader Joes grocery stores are only 3 blocks away; also, Target is nearby. Ideally situated near the express 2/3, 4/5/6, A/C, and B/D trains, the home offers easy access to Midtown in as little as 15 minutes. (Taxes are currently just $328/month with owner's STAR exemption and may increase to approximately $350-$385/Month for a non-exempt buyer. )
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$1,999,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,599,999 | $1,599,999 | $1,599,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $329 | $329 | $329 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,960 | $9,722 | $13,394 |
| Total Monthly Payment | $9,414 | $10,176 | $13,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.