3858 SHORE BOULEVARD, Oldsmar, FL, 34677 | $1,200,000

Welcome to Oldsmar, the highly desirable Tampa Bay suburb offering a perfect blend of small-town charm, top-rated schools, and prime waterfront living known for its central location between Tampa and Clearwater beaches. This unique home provides easy access to urban amenities while maintaining a quiet private atmosphere. It’s an ideal place to embrace outdoor waterfront living beginning your days with gentle bay breezes from one of your decks or porches, and ending it with a sunset excursion by boat, kayak, or paddle board. This elevated two-story residence has a 2025 Roof and features three bedrooms and two bathrooms, highlighted by breathtaking views, abundant natural light, and vaulted ceilings that create an open and airy ambiance while a cozy wood-burning fireplace enhances the warm atmosphere. The kitchen and great room share a spacious open floor plan flooded with sunlight, featuring a full ceiling to floor window, granite countertops and stainless appliances, propane stove for the chef, and also has a tankless propane water heater. The oversized master suite includes an additional deck with captivating views and an ensuite bathroom equipped with dual sink vanity, a garden tub, and separate shower. On the lower level, you’ll find an oversized two-car garage and a 600+ square foot accessory dwelling unit (ADU), or mother-in-law suite, complete with its own private entrance, bathroom, refrigerator, and sink. The paver driveway offers amply parking as well as plenty of space for any additional toys like boats and RV’s. Multiple living spaces—including decks, patios, and enclosed porches—offer plenty of opportunities to enjoy the outdoors and connect with nature. The elevated main living areas remain safe and dry during storms. From your windows, you can observe dolphins, manatees, and distinctive bird species. Fish off your private floating dock or launch your boat from the private ramp, with water depths accommodating larger vessels, granting easy access to all of Tampa Bay and St. Petersburg’s coastline right from your backyard. Located in a top-rated school district and 20–30 minutes from downtown Tampa, Clearwater, and top Gulf beaches, the property is set on a generously sized, nearly one-third-acre lot on a quiet dead-end street, which offers exceptional privacy. Nearby, you can stroll to the charming R. E. Olds Park, which hosts monthly events and festivals. For dining and entertainment, you can bike or boat to downtown Safety Harbor. Beautiful Phillippe Park and Mobbly Beach Park lie less than three miles away, easily accessible by bike or boat. Oldsmar is distinctive in many ways: it manages its own reverse osmosis water treatment facility, is home to the Tampa Bay Skating Academy Ice Rink, and boasts more parks per square mile than any other city in Florida, dedicating around 40% of its land to parks and preserves. Outdoor enthusiasts can enjoy the Oldsmar Trail, a ten-mile path that winds through eight of the city’s ten parks, offering ample opportunities for nature exploration and recreation. Act now and seize the opportunity to experience the Florida lifestyle you've always dreamed of by scheduling your exclusive tour of this unique home today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 121 x 189
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Upper Level, Washer Hookup
  • Style: Elevated
  • Year Built: 1986
  • Garage: 2-car Boat, Covered, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Off Street, Oversized, Parking Pad, RV Parking, Under Building
  • Heating: Central, Electric, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 1,594
  • Acreage: 0.34
  • Lot Size: 121 x 189
  • Est. Taxes: $8,857
  • Lot Desc: FloodZone, Near Marina, Near Public Transit, Oversized Lot, Private, Unincorporated
  • View: Trees/Woods, Water
  • Water Front: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: TB8506221
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /eprop/TB8506221/3858shoreboulevard_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 10:17:10 AM)
Listing courtesy of CHARLES RUTENBERG REALTY INC   Phone: 727-538-9200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3858 SHORE BOULEVARD, Oldsmar, FL, 34677

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.475% 6.309%
Monthly Tax Payment $738 $738 $738
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,833 $5,989 $8,166
Total Monthly Payment $6,696 $6,852 $9,029

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.