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Welcome to 12 Buccaneer with half an acre of flat, fully fenced land with mature surroundings and room to breathe. Inside a fabulous floor plan of this expanded ranch makes itself known right away: the primary suite on one end, three additional bedrooms on the other, with the heart of the home sitting squarely in between. That heart is the kitchen and living room — open to each other, filled with natural light from skylights overhead, anchored by a wood-burning fireplace on one wall and sliding access to the rear deck on the other. The kitchen itself has a center island with seating, granite counters, dark wood cabinetry, a gas cooktop, and a decorative ceiling detail that makes the space feel truly unique. The primary suite is quietly tucked away — walk-in closet with a barn door, a private updated bath, and enough separation from the rest of the home that it functions as a genuine retreat. First-floor laundry, and the partially finished basement adds a flexible recreation space — currently a gym! Outside, the backyard is flat, private, fully vinyl-fenced (2023), and room for a pool! The owned 6. 6kW solar system, two-car attached garage, and a long list of updates — exterior doors (2024), driveway (2021), interior paint (2021), refrigerator (2022), dishwasher (2023), roof (2011) — mean the next owner inherits a home that has been consistently maintained and loved. Three Village School District. Close to Stony Brook University, LIRR, shops, and restaurants!
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Our Executive Mortgage Banker:
$815,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $652,000 | $652,000 | $652,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,430 | $1,430 | $1,430 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,702 | $4,014 | $5,502 |
| Total Monthly Payment | $5,224 | $5,536 | $7,024 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.