204 3RD STREET W, #204, Bradenton, FL, 34205 | $215,000

Enjoy a scenic stroll along the Riverwalk from this ideally located 2-bedroom, 2-bath condo in River Yacht & Racquet Club. This spacious unit features an open floor plan, in-unit washer and dryer, and a large balcony overlooking the heated pool, clubhouse, Riverwalk, and the Manatee River. Interior painted 5/2026 and AC replaced in 2023. This building has an elevator for added convenience and easy access. Priced well to be sold as-is, the condo is ready for your personal touch, giving buyers the opportunity to customize finishes to their taste. This gated, pet-friendly community allows rentals, making it ideal for full-time living, a vacation home, or investment. Amenities include a resort-style heated pool and hot tub, clubhouse with recreation area and pool table, under-building assigned parking, additional storage, and ample guest parking. Enjoy secure gated access plus a private entrance to the Riverwalk, with nearby marina access and a water shuttle to Anna Maria Island. Skip the traffic and travel by water with the new water taxi just outside the gates. Located just a couple of blocks from vibrant downtown Bradenton, you’ll have easy access to restaurants, entertainment, parks, festivals, and medical services. Boating enthusiasts will love the nearby marinas, while the renowned beaches of Anna Maria Island are just a short drive away. HOA fees include cable, internet, water, sewer, and trash. Don’t miss this opportunity to create your own waterfront retreat in the heart of downtown Bradenton.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 4
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: RIVER YACHT & RACQUET CLUB 1
  • Year Built: 1985
  • Common Charge: $715 Monthly
  • Approx Sq. Feet: 1,272
  • Acreage: 0.64
  • Est. Taxes: $4,149
  • View: Pool
  • Pet Policy: Dogs OK, Size Limit
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
  • MLS#: A4691228
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/A4691228/2043rdstreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 10:35:15 AM)
Listing courtesy of FINE PROPERTIES   Phone: 941-782-0000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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204 3RD STREET W, #204, Bradenton, FL, 34205

$215,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $172,000 $172,000 $172,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.634% 6.890% 6.078%
Monthly Tax Payment $346 $346 $346
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,059 $1,116 $1,440
Total Monthly Payment $1,480 $1,537 $1,861

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.