623 LAZIO CIRCLE, Debary, FL, 32713 | $421,900

Energy-efficient living meets private backyard relaxation at 623 Lazio Circle, a beautifully maintained 2023-built home in DeBary’s gated riverfront community of Riviera Bella. This home features solar panels, giving the next owner the opportunity to benefit from improved energy efficiency and help offset rising utility costs from day one. A brand-new luxury Jacuzzi hot tub is also included, creating a private outdoor retreat where you can unwind, entertain, and enjoy the Florida lifestyle right at home.
Offering 4 bedrooms, 2 bathrooms, 1, 836 square feet of living space, and a 2-car garage, this home combines newer construction convenience with thoughtful details throughout. From the moment you arrive, the home delivers strong curb appeal with manicured landscaping, paver driveway details, exterior lighting, a Ring camera, and the added benefit of no home directly in front, creating a more open and private feel.
Inside, you are welcomed by tile flooring throughout the main living areas, two-panel interior doors, a coat closet upon entry, and a bright open-concept layout designed for everyday comfort and easy entertaining. The kitchen features granite countertops, a natural gas range, walk-in pantry, stainless steel undermount sink, and generous prep and storage space, making it both stylish and functional for daily living.
The main living area is enhanced by a custom panel-detailed accent wall, creating a beautiful focal point. Sliding glass doors lead out to the patio and privacy-fenced backyard, where the brand-new luxury Jacuzzi hot tub creates the perfect place to relax after a long day. Backing to an empty lot, the outdoor space offers added privacy and a peaceful setting for quiet evenings, weekend gatherings, or enjoying the Florida sunshine.
The primary suite offers a spacious retreat with dual vanities, a walk-in shower, private toilet closet, and custom built-ins in the primary closet for elevated organization.
Located in Riviera Bella, residents enjoy a resort-style lifestyle with a gated entrance, clubhouse, pool, fitness center, playground, splash pad, park, picnic areas, and private community boat ramp with access to the St. Johns River. This golf cart-friendly community makes it easy to enjoy the neighborhood lifestyle, with boating, outdoor recreation, and local favorites nearby. Just minutes away, DeBary Golf & Country Club offers golf and a social club atmosphere, while Swamp House Riverfront Grill is a beloved waterfront spot with laid-back live music and strong local following.
The community is ideally positioned near the DeBary SunRail Station, I-4, Lake Mary/Heathrow, local dining, shopping, golf, and the outdoor recreation that makes the St. Johns River lifestyle so desirable.
With solar panels, a brand-new luxury Jacuzzi hot tub, privacy fencing, designer touches, and a prime Riviera Bella location, 623 Lazio Circle offers the perfect blend of comfort, efficiency, and resort-style living.

Schedule your showing today. Use our preferred lender and receive up to $2, 000 toward closing costs. Purchase this home and if YOU are not satisfied, we’ll SELL IT FOR FREE!* First responders and military members ask about our appreciation discount. Exclusive VA 0% down financing available for those who qualify, plus rate buydown options available.
Move up to this home and we’ll buy yours subject to conditions.
For more information on these exclusive offers, contact the listing agent directly below.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Park, Playground, Pool, Recreation Facilities
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 2023
  • Garage: 2-car Covered, Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,836
  • Acreage: 0.13
  • Est. Taxes: $4,929
  • HOA Fee: $450 Quarterly
  • Lot Desc: Landscaped
  • Elem. School: Debary Elem
  • Middle School: River Springs Middle School
  • High School: University High School-VOL
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: O6406891
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6406891/623laziocircle_debary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 12:34:48 AM)
Listing courtesy of YOUR HOME SOLD GUARANTEED REAL   Phone: 863-279-4616

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

623 LAZIO CIRCLE, Debary, FL, 32713

$421,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $337,520 $337,520 $337,520
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,078 $2,161 $2,825
Total Monthly Payment $2,564 $2,647 $3,311

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.