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Don't miss this beautifully updated move-in ready 3-bedroom ranch in Lake Katrine, offering thoughtfully improved living space on a level lot with municipal gas, water, and sewer. Step inside to find a bright, updated eat-in kitchen with Bosch dishwasher. The gas range functions as both a conventional and convection oven. Crown molding, chandelier, and built-in bookshelves add charm. An enclosed front porch with a beautiful slate floor creates an inviting entry. The main floor bathroom was fully remodeled in 2023 and boasts a heated radiant floor for added comfort. Insulation upgrade was completed, including blown-in insulation in the attic and spray foam insulation on all basement rim joists. Anderson Energy Star-rated insulated windows and vinyl siding. Hot water baseboard heat with municipal natural gas. Plus heat pump mini split (18, 000 BTU) provides air conditioning (and supplemental heat if ever needed). Full second bath in the unfinished basement. Attic is accessible via pull-down stairs. Improvements include a newer roof, vinyl siding, foundation stucco, Trex front porch steps/deck, and LeafFilter gutter guards. The 1-car attached garage features a 250V outlet, plus a loft with pull-down stairs. Conveniently located near shopping, restaurants, and all that the Hudson Valley has to offer. Just 5 minutes from Kingston. 2 hours from NYC. This home checks every box: updated, efficient, well-maintained, and ready for its next chapter.
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Our Executive Mortgage Banker:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $423 | $423 | $423 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $2,222 | $2,266 | $2,823 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.