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You'll know your search is over when you enter this well maintained, well located, priced to sell gem of a home found within the gates of The Ridge at Crossing Creek. As you enter this lovely boutique community you're sure to fall in love with the charm and pride that is unique to this very special place with it's own 22-acre pond onsite. No CDD Fee here. The owners spared no expense in preparing this home for it's new owners. A freshly painted exterior (April 2026) and refreshed landscape greets you as you approach the beautiful front door with the etched glass insert. Inside you'll find a thoughtfully designed layout that is both functional and practical. The Floorplan flows to allow the living room, dining area and kitchen to be the perfectly combined space for entertaining or precious family time. Rich wood cabinetry, granite countertops, a spacious island, stainless steel appliances, pullouts in the bottom cabinets and a large pantry make this focal point kitchen a true winner. Ceiling fans are in every room. Two Samsung Smart TV's included with the purchase. Both bathrooms have pullouts in the vanities for added convenience. The laundry room has built in storage with a folding station. The COVERED, SCREENED LANAI IS 10X27 SF OF ENDLESS POSSIBILITIES. As is, it's a relaxing outdoor space equipped with two ceiling fans and Coolaroo Shades and is surrounded by another pavered outdoor area for full sun relaxation. This are can be turned into a temperature controlled FLORIDA ROOM or even made into an addition to the home. Imagine having your own home workout / yoga studio, your own "wind down from the day" oasis, your own personally designed office or that extra room for a growing family. The yard is fully fenced with plenty of room for a pool. The location is prime with easy access to shopping, restaurants, endless entertainment, medical facilities and Florida's beautiful gulf beaches. Full list of upgrades and enhancements in the listing attachments
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $354,000 | $354,000 | $354,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | $210 | $210 | $210 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,180 | $2,267 | $2,963 |
| Total Monthly Payment | $2,465 | $2,552 | $3,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.