326 LAKE MILLSITE ROAD, Bartow, FL, 33830 | $389,000

Under contract-accepting backup offers. Are you looking for own PRIVATE lakefront retreat with a GUEST HOUSE? If so, then you don’t want to pass this by. Wake up to quiet water views and spend your evenings casting a line right from your backyard. This Lake Millsite property brings together comfort, updates, and a setting that’s hard to find.

Set on nearly half an acre along the private, 128-acre Lake Millsite, this 3-bedroom, 2. 5-bath home also includes a detached 300 SF guest suite, perfect for hosting visitors or keep it as a rental for extra income (there is already a great tenant in place that would love to stay). Lake Millsite is teeming with fish and is known for its bass and bluegill fishing, so whether you’re serious about angling or just enjoy being on the water, you’ll feel right at home here.

Inside, the updates are already done for you. Brand-new LVT flooring runs throughout the home, giving it a clean, modern feel with easy maintenance. The kitchen and bathrooms have been remodeled and a BRAND NEW ROOF is also on the way, adding extra peace of mind for the next owner.

Out back, a huge screened porch gives you a place to relax without the bugs, entertain friends, or just take in the lake breeze after a long day. There is an extra storage room right off the roomy inside laundry room as well as a large storage shed on the property so you will have more than enough room to store lawn equipment, tools, holiday decorations, you name it!

If you’ve been looking for space, privacy, and direct access to a great fishing lake, this one checks all the boxes. Act fast because you will not find a better priced lakefront home with a guest suite in all of Polk County!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1978
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,032
  • Acreage: 0.46
  • Est. Taxes: $3,855
  • Lot Desc: In County, Street Dead-End
  • View: Water
  • Water Front: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: L4961763
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/L4961763/326lakemillsiteroad_bartow_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2026 2:26:33 AM)
Listing courtesy of BERRY REALTY & APPRAISAL SERVICES PA   Phone: 863-224-6857

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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326 LAKE MILLSITE ROAD, Bartow, FL, 33830

$389,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,200 $311,200 $311,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $321 $321 $321
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $1,993 $2,605
Total Monthly Payment $2,312 $2,389 $3,001

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.