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Presented by
Russell Madray |
Welcome to 851 Elmwood Road, a beautifully maintained and thoughtfully updated home offering exceptional indoor and outdoor living in the heart of West Babylon. From the moment you arrive, the charming full-length covered front porch creates incredible curb appeal and a warm, inviting first impression. Inside, this spacious home features an open and versatile layout with approximately 1, 608 square feet of living space, including 3 bedrooms and 2 full bathrooms. The updated kitchen offers custom cabinetry, butcher block countertops, stainless steel appliances, tile backsplash, and an abundance of workspace, flowing seamlessly into the dining area with soaring 12' ceilings and plenty of natural light. The oversized living room and expansive den/game room provide multiple gathering spaces ideal for entertaining, relaxing, or working from home. Step outside to your private backyard retreat complete with a large covered patio, beautifully maintained grounds, landscape lighting, and a 4-foot above ground pool installed in 2006 with a transferable 60-year warranty. The property also includes a one car garage, in-ground sprinklers, and a Fido’s Fence invisible fencing system with collars available already in place. Additional features and upgrades include: * Solar panels for energy efficiency * Generac automatic standby generator * Alarm system * 3-zone hot water heating system * 200 amp electric service * Landscape lighting * In-ground sprinkler system This home offers the perfect combination of comfort, functionality, and outdoor enjoyment, all conveniently located near shopping, parks, transportation, and local amenities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$749,988
Sales Associate
William Raveis Real Estate
Phone: 864.915.3762
Russell.Madray@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,990 | $599,990 | $599,990 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $1,103 | $1,103 | $1,103 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,694 | $3,788 | $4,982 |
| Total Monthly Payment | $4,889 | $4,983 | $6,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.