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Experience true South Shore waterfront living in this spacious 4-bedroom, 3-bath canal front home on Bertha Drive. Perfectly positioned on a quiet Baldwin canal, this property offers direct water access and a layout designed for comfort, flexibility, and year-round enjoyment. The main level features bright living spaces, an eat-in kitchen, and well-proportioned bedrooms, including a primary bedroom with its own private bath. The additional bedrooms and baths provide convenience for guests, extended family, or multi-generational living. The walkout lower level expands your living options with a generous living room/den area complete with a fireplace, creating a warm and inviting space for gatherings, relaxation, or a potential guest suite setup. Walkout directly to the backyard and canal, making indoor-outdoor living effortless. An attached 2-car garage offers valuable storage for vehicles, boating gear, and seasonal items. Outside, enjoy the serene canal front setting, ideal for boating, kayaking, fishing, or simply taking in the peaceful water views. Located near parks, beaches, dining, and major roadways, this home delivers both tranquility and convenience in one of Baldwin’s most desirable waterfront communities.
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Our Executive Mortgage Banker:
$704,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $563,920 | $563,920 | $563,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $1,591 | $1,591 | $1,591 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,472 | $3,564 | $4,683 |
| Total Monthly Payment | $5,155 | $5,247 | $6,366 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.