86 Smith Point Road, Alton, NH, 03810 | $2,849,000

UPDATE NEW DESCRIPTION IN MLS (Verified by ANNA): A truly one-of-a-kind waterfront escape on the shores of Lake Winnipesaukee—welcome to 86 Smith Point Road in Alton Bay. This exceptional property isn’t just a home—it’s an experience. The main residence offers 3 bedrooms, 3 bathrooms, and a walk-out basement, but the real showstopper? An in-ground, indoor heated pool that reaches a luxurious 100 degrees, giving you year-round enjoyment no matter the season. Need space? You’ll find it here. A massive 4-bay heated garage (with a lift for a 5th vehicle) provides endless room for cars, toys, and storage. Above it, a beautifully finished and remodeled space with its own bathroom opens the door for guests, entertaining, creative pursuits, or private retreats. Step outside and follow the gentle path to your private waterfront paradise. A sandy beach invites effortless swimming, while the expansive lawn sets the stage for unforgettable summer days. And then—there’s the crown jewel: a historic 40’ x 60’ five-bay boathouse, believed to be the largest privately owned on the lake. Complete with lifts and separate access for each slip, it offers not only convenience but rare rental potential. Swim in the lake all summer. Relax in your heated pool all winter. With extensive recent renovations—including new windows and a tankless water heater—this property blends timeless charm with modern comfort.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Style: Cabin,Log
  • Year Built: 1984
  • Garage: 5-car Garage
  • Heating: Propane
  • Cooling: Central AC
  • Basement: Full,Partially Finished
  • Approx Sq. Feet: 2,695
  • Acreage: 0.47
  • Est. Taxes: $22,130
  • Lot Desc: Lake Access,Lake Frontage,Lake View
  • Elem. School: Alton Central School
  • Middle School: Alton Central School
  • High School: Prospect Mountain High School
  • School District: Alton School District SAU #72
  • MLS#: 5088207
  • Website: https://www.raveis.com
    /eprop/5088207/86smithpointroad_alton_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/21/2026
Listing courtesy of ListWithFreedom.com   Phone: 855-456-4945
Listing Agent: Ralph Harvey

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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86 Smith Point Road, Alton, NH, 03810

$2,849,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,279,200 $2,279,200 $2,279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.361% 6.183%
Monthly Tax Payment $1,844 $1,844 $1,844
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,941 $14,033 $19,233
Total Monthly Payment $14,910 $16,002 $21,202

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.