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Beautifully updated and move-in ready 4-bedroom, 2. 5-bath Colonial offering over 2, 000 sq ft of living space in a desirable neighborhood setting. This home features a renovated kitchen with granite countertops, a kitchen island with built-in outlets, and modern finishes, along with an updated primary bath with radiant heat. Numerous mechanical upgrades provide comfort and efficiency, including a Lennox propane furnace with central air, a whole-house automatic generator installed in January 2026, pellet stove, and propane fireplace. The first-floor windows were replaced in 2015, with additional triple-pane upgrades including a sliding glass door to the patio and a front window installed in 2023. The home also benefits from a fully encapsulated foundation, offering added efficiency and peace of mind. Enjoy outdoor living in the fully fenced backyard featuring a stamped concrete patio, above-ground pool, and fire pit, perfect for entertaining or relaxing. The property backs to the Kinderhook Creek (locally known as the Patchiquack), adding a peaceful, natural backdrop. Additional highlights include a full basement, attached garage, and public water and sewer. Conveniently located just minutes to the Village of Valatie, schools, and local amenities. Taxes are based on current owner exemptions, including STAR. Buyers should verify all tax amounts with the appropriate municipality.
*OPEN HOUSE 5/16/2026
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $419,920 | $419,920 | $419,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $617 | $617 | $617 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,651 | $3,487 |
| Total Monthly Payment | $3,295 | $3,360 | $4,196 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.