New York (Upper West Side), NY, 10024 | $3,998,000

Welcome to your dream home at The Florence. This stunning, turn-key combination residence is a beautifully designed three-bedroom, two-and-a-half-bath duplex that seamlessly blends luxury, charm, and scale in the heart of the Upper West Side. Offering the warmth and privacy of a townhouse with the convenience of full-service cooperative living, this exceptional home is nestled within The Florence, one of West End Avenue's most distinguished prewar cooperatives.

Spanning two thoughtfully designed levels with separate entrances on each floor, this expansive residence offers gracious proportions, timeless architectural detail, and an ideal layout for both everyday living and entertaining.

The main level is anchored by an oversized living room featuring coffered ceilings, herringbone hardwood floors, and beautiful natural light throughout the day. French doors lead into a formal dining room perfectly suited for elegant dinners, holidays, and entertaining. The windowed kitchen is both functional and inviting, complete with abundant cabinetry, stone countertops, and a charming breakfast nook ideal for casual dining. Also located on this floor are two split bedrooms, offering flexibility for family living, guests, or a dedicated home office, as well as a full bathroom conveniently positioned off the hallway.

The upper level is devoted entirely to an extraordinary primary suite, creating a quiet and private retreat from the rest of the home. The oversized bedroom is complemented by a spacious en-suite bath and an expansive walk-in closet that functions as a true dressing room. Discreetly integrated within the massive oversized closet area is an in-unit washer and dryer, delivering a rare level of convenience for a prewar residence. Central AC on the top floor.

Built in 1924 and converted to cooperative ownership in 1983, The Florence is a 16-story, full-service cooperative comprised of 95 residences. Amenities include a full-time doorman, laundry room, nursery/playroom, and common storage. Financing is permitted up to 75%, and the building offers approximately 37% tax deductibility.
Perfectly positioned between West 86th and West 87th Streets, moments from Riverside Park, transportation, and some of the Upper West Side's finest dining and shopping, this elegant duplex offers a rare opportunity to own a substantial and beautifully laid-out home on iconic West End Avenue.

Building & Ownership Details

  • Subletting permitted with board approval after three years of ownership, for up to three years within any five-year period (maximum nine years total), subject to building policies and fees.
  • Current Local Law 11 assessment: $391. 53/month.
  • No Flip Tax
  • Can easily be converted into a 4 bedroom oasis

Features

  • Town: New York
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Units: 95
  • Laundry: Building In Basement,Washer Hookup,In Unit
  • Year Built: 1925
  • Basement: Other
  • HOA Fee: $5,385 Monthly
  • View: City Lights,City
  • Pet Policy: Building Yes,No
  • Appliances: Washer Dryer Allowed
  • MLS#: RLS20090431
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/RLS20090431/545wendavenue_newyork_ny?source=qrflyer
Copyright © 2026  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Corcoran Group   Phone: (212) 355-3550

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

New York (Upper West Side), NY, 10024

$3,998,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,198,400 $3,198,400 $3,198,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $17,910 $19,434 $26,774
Total Monthly Payment $18,035 $19,559 $26,899

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.