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Welcome to your East Palatka hideaway--where river breezes, privacy, and relaxed Florida living come together. This spacious 4-bedroom ranch sits on a lush . 8-acre tidal canal lot with peaceful St. Johns River views and a setting that feels like your own private nature preserve. Inside, you'll find a smart split floor plan, a cozy primary suite with its own gas fireplace, and plenty of room to spread out. Step outside and the lifestyle really begins--screened lanai, heated pool, and a backyard designed for easy living with low-maintenance turf. Bring your boat, your RV, and your sense of adventure--there's a 50-amp hookup and a boat launch just down the road. With a new metal roof, updated appliances, and no HOA telling you what to do, this is freedom with comfort built in. *Reduced to sell! Bring all offers! Owner financing and buyer incentives available with suitable offer. The oversized primary suite features a gas fireplace and a custom walk-in closet. The oversized chef's eat-in kitchen includes granite countertops, new appliances, and abundant cabinet storage. Outdoor living is a highlight with a screened lanai overlooking an 11x11 (gas) heated / jetted soaking pool. The fenced side yard features artificial turf for low maintenance. A small boathouse sits along the tidal canal with partial access to the St. Johns River. Public boat ramp located approximately 0. 25 mile away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $241 | $241 | $241 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,108 | $2,196 | $2,874 |
| Total Monthly Payment | $2,424 | $2,512 | $3,190 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.