Presented by
Stephanie Mamis |
27 Ridge View Drive, Patterson, NY, 12563 | $725,000
Welcome home to this spacious front porch Colonial ideally set on a cul-de-sac street! With over 3, 000SF, you'll find a room for all! The open eat-in-kitchen w/stone counters and large center island w/seating and storage, as well as a gas cooktop, brand new double-ovens, brand new in-island microwave, stylish tile backsplash, roomy pantry and more! Room for an extra large kitchen table and cozy fireside seating, this kitchen invites you and your guests to gather! With sliding glass doors out to the new deck, you'll find plenty of space to grill, chill and enjoy the festivities going on in the in-ground pool and beautiful rear property! The 1st floor is rounded out by the Living Room, Formal Dining Room, Powder Room/Laundry, and access to the 2-Car Attached Garage. Upstairs you'll find 4 generously sized Bedrooms, including the Primary Suite w/walk-in-closet & en-suite bath w/dual sinks. The other 3 Bedroom share a nicely updated Full Hall Bath. The finished, walk-out lower level is a fanastic Family Room w/French Doors leading to a home Office. The lower level makes pool days easy w/it's Full Bathroom, tile entry and lockers for your swimming guests! Even more storage in the basement! Proximity to Route 22's shopping, restaurants, Thunder Ridge Ski area and more are just minutes away.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: In Hall
- Style: Colonial
- Year Built: 2000
- Garage: 2-car
- Heating: Oil
- Cooling: Central Air
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 3,354
- Acreage: 1.26
- Est. Taxes: $17,943
- Elem. School: Matthew Paterson Elementary School
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Pool: In Ground, Vinyl
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: 973650
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/973650/27ridgeviewdrive_patterson_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Stephanie MamisLuxury Properties Specialist
617.429.6543
Stephanie.Mamis@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Andrew van DykVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 23716
781.490.5670
Andrew.vanDyk@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
27 Ridge View Drive, Patterson, NY, 12563
$725,000
Stephanie Mamis
Luxury Properties Specialist
William Raveis Real Estate
Phone: 617.429.6543
Stephanie.Mamis@raveis.com
Andrew van Dyk
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.652% | 5.952% |
| Monthly Tax Payment | $1,495 | $1,495 | $1,495 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,571 | $3,662 | $4,816 |
| Total Monthly Payment | $5,158 | $5,249 | $6,403 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535