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Welcome to paradise in the sought-after 55+ waterfront community of Harbor View On The Bay! Built in 2022, this beautifully upgraded 3-bedroom, 2-bath manufactured home offers the perfect blend of modern coastal style, quality construction, and low-maintenance Florida living just moments from Charlotte Harbor. Featuring over 1, 600 square feet of living space, this home was thoughtfully designed with an open-concept split-bedroom floor plan that lives large and feels bright, airy, and inviting from the moment you walk in. The chef-inspired kitchen is truly the heart of the home, complete with granite countertops, oversized custom island, 42” cabinetry, full glass backsplash, convection wall oven and microwave, cooktop with sleek European range hood, recessed lighting, and abundant prep and storage space. The spacious living and dining areas flow seamlessly for easy entertaining, while the high-impact sliding glass doors lead to a private outdoor space perfect for enjoying peaceful mornings or relaxing after a day on the water. The primary suite offers a spa-like feel with a beautifully tiled shower and comfort-height vanities, while the guest bedrooms provide flexibility for visitors, hobbies, or a home office. Additional upgrades include vinyl plank flooring throughout, impact-resistant windows, Hardie cement-composite siding, Galvalume metal roof, upgraded insulation, 9-foot ceilings with crown molding, 2x6 exterior walls, and Wind Zone 3 construction for added durability and peace of mind. Located in an active and pet-friendly community known for its coastal charm and resort-style atmosphere, residents enjoy amenities including a fishing pier, clubhouse, community activities, shuffleboard, and stunning waterfront surroundings near dining, shopping, boating, beaches, and historic downtown Punta Gorda. Whether you’re searching for your seasonal escape or full-time Florida retreat, this move-in ready home delivers the lifestyle buyers are actively searching for in Southwest Florida.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,404 | $1,441 | $1,893 |
| Total Monthly Payment | $1,479 | $1,516 | $1,968 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.