4378 MANATEE LOOP, #19A, Punta Gorda, FL, 33980 | $285,000

Welcome to paradise in the sought-after 55+ waterfront community of Harbor View On The Bay! Built in 2022, this beautifully upgraded 3-bedroom, 2-bath manufactured home offers the perfect blend of modern coastal style, quality construction, and low-maintenance Florida living just moments from Charlotte Harbor. Featuring over 1, 600 square feet of living space, this home was thoughtfully designed with an open-concept split-bedroom floor plan that lives large and feels bright, airy, and inviting from the moment you walk in. The chef-inspired kitchen is truly the heart of the home, complete with granite countertops, oversized custom island, 42” cabinetry, full glass backsplash, convection wall oven and microwave, cooktop with sleek European range hood, recessed lighting, and abundant prep and storage space. The spacious living and dining areas flow seamlessly for easy entertaining, while the high-impact sliding glass doors lead to a private outdoor space perfect for enjoying peaceful mornings or relaxing after a day on the water. The primary suite offers a spa-like feel with a beautifully tiled shower and comfort-height vanities, while the guest bedrooms provide flexibility for visitors, hobbies, or a home office. Additional upgrades include vinyl plank flooring throughout, impact-resistant windows, Hardie cement-composite siding, Galvalume metal roof, upgraded insulation, 9-foot ceilings with crown molding, 2x6 exterior walls, and Wind Zone 3 construction for added durability and peace of mind. Located in an active and pet-friendly community known for its coastal charm and resort-style atmosphere, residents enjoy amenities including a fishing pier, clubhouse, community activities, shuffleboard, and stunning waterfront surroundings near dining, shopping, boating, beaches, and historic downtown Punta Gorda. Whether you’re searching for your seasonal escape or full-time Florida retreat, this move-in ready home delivers the lifestyle buyers are actively searching for in Southwest Florida.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2022
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,664
  • Acreage: 0.04
  • Est. Taxes: $0
  • HOA Fee: $1,450 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7526042
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7526042/4378manateeloop_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2026 5:07:03 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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4378 MANATEE LOOP, #19A, Punta Gorda, FL, 33980

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,404 $1,441 $1,893
Total Monthly Payment $1,479 $1,516 $1,968

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.