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435 WESTWINDS DRIVE, Palm Harbor, FL, 34683 | $855,000
Waterfront. Elevated. Pool. Boat lift. Massive garage storage. New roof (May 2025). 435 Westwinds Dr is back on the market with a beautiful refresh at an attractive price—and it shows. Enjoy brand new AQUAQUARD waterproof flooring throughout and fresh interior paint on all interior walls, ceilings, and baseboards; plus a kitchen refresh with painted cabinets and soft-close hinges and a sleek updated fireplace. Built in 2005 with 2, 384 sq ft, this home offers 3 bedrooms, 3 bathrooms, high ceilings, crown molding, plantation shutters, tons of storage, and large closets in every bedroom. Plumbed for a future elevator. Assumable flood policy of $1206 per year.
Outside is where it shines: a large deck for sunsets, a pool and entertaining area, and an updated dock with a 10, 000 lb boat lift and kayak lift. Propane powers the cooktop, and you’ll love the Rinnai tankless water heater. Plenty of garage room for multiple cars, boats, an RV, and all the extras—this is the definition of move-in ready, just bring your toys!
Features
- Amenities: Clubhouse
- Rooms: 5
- Bedrooms: 3
- Baths: 3 full
- Laundry: Inside, Laundry Room
- Style: Elevated
- Year Built: 2005
- Garage: 5-car Boat, Garage Door Opener, Split Garage, Tandem
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,384
- Acreage: 0.21
- Est. Taxes: $7,261
- HOA Fee: $75 Annually
- Lot Desc: Flood Insurance Required, Level, Sidewalk, Unincorporated
- Water Front: Yes
- Elem. School: Sunset Hills Elementary-PN
- Middle School: Tarpon Springs Middle-PN
- High School: Tarpon Springs High-PN
- Pool: Gunite, In Ground, Lighting, Solar Heat
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater, Water Softener
- MLS#: TB8507454
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/TB8507454/435westwindsdrive_palmharbor_fl?source=qrflyer
Listing courtesy of PAPPAS REAL ESTATE LLC Phone: 727-940-5395
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
435 WESTWINDS DRIVE, Palm Harbor, FL, 34683
$855,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $684,000 | $684,000 | $684,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $605 | $605 | $605 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,101 | $4,212 | $5,772 |
| Total Monthly Payment | $4,798 | $4,909 | $6,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388