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15 Charles, Rhinecliff, NY, 12574 | $729,000
Rare opportunity in the historic hamlet of Rhinecliff. This well-kept home, originally built in 1859, offers timeless charm along with everyday comfort, the house was updated over the years and is featuring three bedrooms, two full baths, parking space for two cars, and a large storage/workshop shed. The fully fenced, level backyard provides a wonderful space for relaxing, gardening, entertaining, or having pets. Living in Rhinecliff offers a unique combination of historic character, riverfront beauty, small-community living, and direct access to New York City. The area is known for its preserved Victorian, Colonial, and 19th-century architecture, creating a timeless Hudson Valley atmosphere. Nearby Rhinebeck offers boutique shopping, farm-to-table restaurants, cafes, arts, and cultural events, while residents also enjoy river walks, hiking trails, and boating access. The Rhinecliff–Kingston Amtrak Station is just three houses away with convenient sidewalk access, making travel to New York City an easy approximately 90-minute train ride. The station is so close that your car can stay in your driveway. Rhinecliff and Rhinebeck continue to be highly sought-after markets, especially among buyers seeking weekend retreats, second homes, or full-time relocation from the city. Strong demand and enduring appeal make this a rare opportunity to enjoy the perfect balance of history, tranquility, elegance, and accessibility. Please note that the Range and Refrigerator are brand new!
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Style: Colonial
- Year Built: 1859
- Heating: Electric, Heat Pump
- Cooling: Ductless, Electric
- Basement: Bilco Door(s), Partial, Unfinished
- Approx Sq. Feet: 1,548
- Acreage: 0.09
- Est. Taxes: $8,452
- Lot Desc: Back Yard, Level
- Elem. School: Chancellor Livingston Elementary Sch
- Middle School: Bulkeley Middle School
- High School: Rhinebeck Senior High School
- School District: Rhinebeck
- Appliances: Dishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: 998103
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/998103/15charles_rhinecliff_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
15 Charles, Rhinecliff, NY, 12574
$729,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $583,200 | $583,200 | $583,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $704 | $704 | $704 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,591 | $3,734 | $4,882 |
| Total Monthly Payment | $4,387 | $4,530 | $5,678 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535