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Tucked into a boutique community on Johns Island, 1081 Saltwater Circle offers that rare blend of newer construction, thoughtful design, and true Lowcountry lifestyle. Built in 2023, this home lives like new and sits in one of the most desirable positions in the neighborhood. Located toward the back of the community, it is just steps from the dock, playground, and scenic walking trail along the marsh, while also offering added privacy, a larger homesite, and peaceful pond and wooded views behind the home. The setting is hard to beat. The community borders Rantowles Creek, where daily life feels connected to the water. Residents enjoy access to a shared dock perfect for kayaking, paddleboarding, fishing, or simply watching the tides roll in and out. From this home, you can even catch glimpses of the marsh through the trees from the second floor, adding to that unmistakable coastal atmosphere. Inside, the home was designed with both comfort and entertaining in mind. The main level features a wide-open layout with a spacious living room, dining area, and kitchen all flowing together. A large island anchors the space, creating a natural gathering point, while tall ceilings and expansive windows bring in natural light and make the entire area feel bright and inviting. A fireplace adds warmth and character, and the rear of the home opens to a patio and outdoor living space that connects seamlessly to the backyard. The kitchen is also equipped with a gas line already in place, making it easy to upgrade the cooktop to gas if desired. The floor plan is as functional as it is inviting. A full guest suite with a bedroom and bathroom on the main floor offers the perfect setup for visiting family or friends. Upstairs, the primary suite is a true retreat, complete with a generously sized bedroom, an oversized walk-in closet, and an upgraded shower in the primary bath. Three additional bedrooms and a large loft provide flexibility for a second living space, home office, or playroom. One of the standout features is the three-car garage, a rare find that offers plenty of room for storage, hobbies, or multiple vehicles. Beyond the home itself, the location adds even more value. You are just off Highway 17 with easy access on and off Johns Island, making commuting simple while still enjoying a quieter, more coastal setting. Everyday conveniences like Publix Super Market are right nearby. Altogether, this home captures what so many people are looking for in Charleston: a newer, move-in-ready property, a spacious and flexible layout, and direct access to the natural beauty of the Lowcountry. From morning walks along the marsh to evenings spent by the water, this is the kind of place where everyday life feels a little more like a retreat.
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Our Executive Mortgage Banker:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,694 | $3,842 | $5,023 |
| Total Monthly Payment | $3,786 | $3,934 | $5,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.