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Move-In Ready Ranch in Scotts Mill! From the moment you step inside, this well-maintained 3-bedroom, 2-bath ranch in Summerville's Scotts Mill community feels like home. With 1, 567 square feet of thoughtfully designed single-story living, every detail is geared toward comfort and convenience. The open-concept layout connects the living area to the kitchen seamlessly. The spacious living room offers room to spread out, with natural light and a ceiling fan keeping things bright and comfortable year-round. The kitchen is a true standout -- generous counter space and an abundance of cabinetry give you room to cook and stay organized, while the mosaic tile backsplash and stainless steel appliances add a fresh, polished feel. All appliances convey, so you're ready to settle in from day one. The oversized primary suite on the main level is a peaceful retreat, with windows on two walls and enough space for a full bedroom set plus a dedicated workspace. Two additional bedrooms offer flexibility for guests, a home office, or a hobby room. Step outside to a fully fenced backyard -- ideal for enjoying Lowcountry evenings in privacy. Additional highlights include a transferable roof warranty through Charleston Roof & Windows and low annual HOA dues of just $180. Located minutes from I-26 and the shops, dining, and energy of downtown Summerville, this quiet neighborhood puts everyday conveniences within easy reach. Schedule your private showing today -- homes like this don't last long.
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Our Executive Mortgage Banker:
$309,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $247,200 | $247,200 | $247,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.887% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,522 | $1,583 | $2,069 |
| Total Monthly Payment | $1,597 | $1,658 | $2,144 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.