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Perched slightly above the street on one of Poughkeepsie’s most desirable residential blocks, this classic Craftsman offers the perfect blend of character, privacy, and modern updates. The elevated setting creates a peaceful sense of separation from the street, making the home feel like a private retreat. Outdoor living truly shines here with two inviting porches, front and back plus a shaded patio, ideal for relaxing or entertaining. A large, two-car garage provides not only parking but exceptional storage space. Step inside to a bright, sun-filled semi-open floor plan with generously sized rooms throughout. The living room is warm and welcoming, showcasing gleaming hardwood floors, fresh paint, and stunning stained-glass windows. A spacious foyer and handcrafted staircase immediately speak to the home’s timeless craftsmanship. The dining room is bathed in morning light thanks to its charming bay windows. The professionally designed kitchen, just three years young, boasts high-end cabinetry and thoughtful finishes. Upstairs, a lofted area with a dormer window offers a cozy, sunlit nook. All bedrooms are generously sized. Additional highlights include a full basement ideal for storage or bonus space, and an upgraded electrical system. This is a rare opportunity to own a Craftsman that delivers charm, comfort, and modern convenience, all in an exceptional city location.
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Our Executive Mortgage Banker:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $759 | $759 | $759 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,946 | $2,511 |
| Total Monthly Payment | $2,681 | $2,780 | $3,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.