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Step into timeless charm and classic character in this beautifully maintained Colonial-style two-family home. Welcomed by the inviting covered front porch, the first floor opens into a spacious living room highlighted by a stunning stone fireplace, creating the perfect setting for cozy evenings. Continue through to the dining area conveniently connected to the first-floor kitchen, offering an ideal layout for everyday living and entertaining. Just off the dining area is the laundry room for added convenience. Completing the first floor are two well-proportioned bedrooms and a full bathroom, providing comfortable living space with flexibility for guests, a home office, or everyday living needs. Upstairs, a flexible second living space awaits with an additional kitchen, two more bedrooms, a full bathroom, and a dedicated office space. Just off the second-floor kitchen is a bright sunroom filled with abundant natural light and endless possibilities for use as a sitting room, playroom, studio, or home gym. Ample storage can be found throughout the home, providing functionality to match its charm. Perfectly located just off Route 9 and only 6 minutes from the Cortlandt Train Station, this home combines classic Colonial living with everyday convenience and commuter accessibility.
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Our Executive Mortgage Banker:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $635 | $635 | $635 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,533 | $2,817 | $3,654 |
| Total Monthly Payment | $3,260 | $3,544 | $4,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.