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One or more photo(s) has been virtually staged. **This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment. ** Welcome to this LIKE-NEW 4-bedroom, 2-bathroom single-story home in the highly desirable COASTAL WOODS community of New Smyrna Beach, where coastal living meets the warmth of a SMALL-TOWN atmosphere. Built in 2023 and lightly used as a second home, this CORNER-LOT property offers over 1, 800 SQUARE FEET of thoughtfully designed living space and modern convenience. With contemporary finishes and a fully fenced backyard with aluminum fencing, this home is MOVE-IN READY and perfectly suited for full-time living, vacationing, or investment. The OPEN-CONCEPT layout features a SPACIOUS KITCHEN with sleek white cabinetry, GRANITE countertops, a large pantry closet, and a breakfast bar—perfect for casual dining and entertaining. The split-bedroom floor plan ensures privacy, with the primary suite tucked away and offering a luxurious EN SUITE BATHROOM complete with double sinks, a walk-in shower, private water closet, linen closet, and a WALK-IN CLOSET located within the en suite. Three additional bedrooms provide ample space for guests, family, or a home office. Enjoy the lush green lawn year-round with a FULL IRRIGATION SYSTEM already in place. Community amenities include a RESORT-STYLE POOL, playground, and pickle ball courts, all with a LOW HOA. Located just 5 miles west of charming DOWNTOWN NEW SMYRNA BEACH, you’ll be minutes from gorgeous beach waters, Flagler Avenue shops and restaurants, golf courses, nature trails, and CONVENIENT ACCESS to I-95, making trips to Daytona Beach, Orlando, or Canaveral National Seashore a breeze. This COASTAL WOODS GEM offers the perfect combination of location, luxury, and low-maintenance living—schedule your private showing today!
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Our Executive Mortgage Banker:
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$396,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,800 | $316,800 | $316,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.933% |
| Monthly Tax Payment | $437 | $437 | $437 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,899 | $1,976 | $2,631 |
| Total Monthly Payment | $2,411 | $2,488 | $3,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.