Welcome to this lovely cape-style home nestled in the heart of Hauppauge! Set on nearly 1/3 of a flat acre, this beautifully maintained property offers the perfect blend of comfort, space and outdoor enjoyment. Featuring 4 spacious bedrooms and a tastefully updated full bath, this home is move- in- ready. The large updated kitchen is eat- in and boasts nice appliances and ample space for cooking and entertaining. Step outside to your private backyard retreat complete with a stunning in- ground pool (liner 5 yrs) that enjoys abundant direct sunlight, with a new pool motor and a new backyard concrete for lounging. This home has been recently painted, 6 air conditioners that are part of the sale, an updated electrical panel, new baseboard heating, a top of the line boiler, an entire new septic system, new hot water heater, central vac with new accessories, recessed lighting and a basement with great potential. Very well kept home! Visit 40 Public Road on its beautiful street & Fall in love!
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Our Executive Mortgage Banker:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $535,200 | $535,200 | $535,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $825 | $825 | $825 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,209 | $3,339 | $4,409 |
| Total Monthly Payment | $4,126 | $4,256 | $5,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.