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Welcome to this beautifully updated one bedroom residence at Netherland Gardens, offering the perfect balance of timeless character and modern comfort in the heart of Riverdale. Filled with natural sunlight, this inviting home features a spacious layout with tranquil garden outlooks and warm western exposures that capture stunning evening sunsets. The oversized living area provides ample space for both relaxing and entertaining, while the renovated windowed kitchen is thoughtfully designed with stylish cabinetry, abundant prep space, and room for casual dining. The generously sized bedroom easily accommodates a king sized set and offers a peaceful retreat with lovely natural light. A bright windowed bathroom further enhances the home’s airy and welcoming feel. Monthly maintenance is $1, 113. 42 and includes base maintenance of $995. 74, electricity of $60. 00, and a special assessment of $57. 68. Netherland Gardens is a sought after cooperative known for its beautifully maintained grounds, 24 hour security, live in superintendent, private playgrounds, and resident community room with full kitchen. Additional conveniences include laundry facilities, storage, bike storage subject to availability, and private street parking. Flexible ownership policies permit guarantors, trusts, corporate ownership, pied a terre use, gifting, and subleasing. Ideally located near shopping, dining, parks, and transportation, residents enjoy direct access to Skyview Shopping Center along with nearby local and express bus service to Manhattan, including the BX7 and BX10. Metro North access with weekday shuttle connection offers an easy commute. Enjoy comfort, convenience, and exceptional value in one of Riverdale’s most established communities. Please note: No flip tax. Maximum DTI is 25%.
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Our Executive Mortgage Banker:
$200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $160,000 | $160,000 | $160,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $985 | $1,011 | $1,329 |
| Total Monthly Payment | $1,060 | $1,086 | $1,404 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.