61 S Bay Avenue, Massapequa, NY, 11758 | $1,039,000

As you arrive at this classic expanded Cape set on an oversized waterfront lot, the setting immediately stands out. With stone accents on the exterior and canal views from the backyard, the property offers a rare opportunity to enjoy waterfront living in one of Massapequa’s most desirable locations. Whether it’s summer evenings by the water, entertaining outdoors, or simply enjoying the peaceful surroundings, this home delivers a lifestyle that is hard to find. Inside, the home offers a flexible and functional layout with 4 bedrooms and 3 full baths. The main level features two bedrooms, including a spacious primary suite with its own outside entrance — ideal for extended family, guests, a private home office, or additional living space with added privacy. Upstairs, you’ll find two additional bedrooms and a full bath, creating comfortable separation and versatility for a variety of living arrangements. The home has been carefully maintained and thoughtfully updated over the past decade, offering move-in comfort while still allowing the opportunity to personalize over time. A finished basement provides additional living or recreational space, along with a dedicated laundry room with Maytag washer and dryer for added convenience. Outdoors, the property boasts an impressive 120 feet of waterfront, a sealed and well-maintained bulkhead, floating dock, and ample room for boating and waterfront enjoyment. A special opportunity to own a well-kept waterfront home in an exceptional Massapequa location.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: In Basement
  • Style: Exp Cape
  • Year Built: 1949
  • Garage: 2-car
  • Heating: Oil
  • Cooling: Ductless
  • Basement: Finished, Walk-Out Access
  • Approx Sq. Feet: 1,551
  • Acreage: 0.28
  • Est. Taxes: $17,014
  • View: Water
  • Water Front: Yes
  • Elem. School: Fairfield Elementary School
  • Middle School: Berner Middle School
  • High School: Massapequa High School
  • School District: Massapequa
  • Appliances: Dishwasher, Dryer, Refrigerator, Washer
  • MLS#: 992402
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /eprop/992402/61sbayavenue_massapequa_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Blue Island Homes NY LLC   Phone: 516-613-3600

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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61 S Bay Avenue, Massapequa, NY, 11758

$1,039,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $831,200 $831,200 $831,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,418 $1,418 $1,418
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,654 $5,050 $6,958
Total Monthly Payment $6,197 $6,593 $8,501

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.