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Your out-east living is here! This homey ranch is situated on . 89 flat acres providing privacy and plenty of room for endless opportunity. Inside this sprawling ranch features vaulted ceilings with skylights and plenty of natural light. The bedrooms are tucked away in a separate wing away from the living space. There is a first floor laundry room and 2 full and one half bathrooms for added convenience! This house offers a stellar floorplan with plenty of space for everyone including a living room, family room, dining room, kitchen, and dedicated home office with French doors for those who work from home! The updated kitchen features tile flooring, quartz countertops, and stainless steel appliances. Bundle up by the cozy fireplace and enjoy some family time in your new home! The oversized 2 car garage offers plenty of storage or parking especially for car enthusiasts. The full, unfinished basement offers nearly 1000sqft of additional space with endless potential. Perfect for storage, a workshop, or additional living space finished to your liking! Out back you'll find a large deck overlooking your private, tree-lined yard ideal for entertaining or just unwinding after a long day. Plenty of room to add a pool, too! Located in the desirable Miller Place School District! Only 1. 5 miles to Cedar Beach, Mount Sinai where you can enjoy gorgeous sunsets, beach walks, live music and more!
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Our Executive Mortgage Banker:
$674,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $539,999 | $539,999 | $539,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,055 | $1,055 | $1,055 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,234 | $3,369 | $4,448 |
| Total Monthly Payment | $4,381 | $4,516 | $5,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.