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Tucked away on a quiet cul-de-sac in the sought-after Joy Acres section of Valley Cottage, this beautifully maintained five bedroom, three and a half bath Colonial delivers the ideal blend of comfort, functionality and outdoor living. Surrounded by mature landscaping and set behind an expansive front lawn, the property immediately conveys a sense of privacy and pride of ownership. Offering nearly 3, 000 SF across the first and second levels, plus an additional 750 SF guest suite in the finished basement, the home provides exceptional flexibility for today’s lifestyle. Gleaming hardwood floors and a neutral color palette flow throughout the interior, while generously sized rooms create an inviting and effortless layout. The main level features a spacious formal living room accented by custom built-ins, a sunlit formal dining room with bay window and a large eat-in kitchen appointed with rich cherry cabinetry, granite counters and stainless steel appliances. Just beyond, the family room is anchored by a wood-burning fireplace, creating the perfect setting for everyday living and entertaining alike. A powder room completes this level. Upstairs, the primary suite offers a peaceful retreat with cathedral ceilings, a walk-in closet with custom built-ins and a beautifully appointed ensuite bath featuring a jetted soaking tub, free-standing shower and double sink vanity. Three additional bedrooms, each with double closets, share a hall bath with shower over tub, while a thoughtfully designed laundry room with front-loading washer and dryer, slop sink and shelving adds everyday convenience. The finished lower level is exceptionally well suited for extended guests or multi-generational living, complete with a private bedroom, beautiful full bath, kitchen with electric cooktop and a comfortable family room. Outdoor living is equally impressive. A huge composite deck with vinyl railings and dual staircases overlooks the gorgeous inground pool and expansive patio, creating a true backyard oasis designed for entertaining all summer long. Complete with a two-car garage and ideally located within one of Valley Cottage’s most desirable neighborhoods, this is the kind of home buyers wait for.
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Our Executive Mortgage Banker:
$1,098,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $878,400 | $878,400 | $878,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $1,973 | $1,973 | $1,973 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,919 | $5,337 | $7,353 |
| Total Monthly Payment | $7,017 | $7,435 | $9,451 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.